{"id":8719,"date":"2026-09-15T21:22:08","date_gmt":"2026-09-15T14:22:08","guid":{"rendered":"https:\/\/docx247.com\/?post_type=product&#038;p=8719"},"modified":"2026-09-16T11:12:49","modified_gmt":"2026-09-16T04:12:49","slug":"tai-chinh-tien-te-vnu","status":"publish","type":"product","link":"https:\/\/docx247.com\/en\/tai-lieu\/tai-chinh-tien-te-vnu\/","title":{"rendered":"T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU \u2013 \u0110\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i (File DOCX)"},"content":{"rendered":"<p><strong>\ud83d\udcd8 T\u00c0I CH\u00cdNH TI\u1ec0N T\u1ec6 VNU \u2013 \u0110\u00c1P \u00c1N TR\u1eaeC NGHI\u1ec6M \u0110\u1ea0I H\u1eccC QU\u1ed0C GIA H\u00c0 N\u1ed8I<\/strong><\/p>\n<p><strong>\ud83d\udc41 XEM TR\u01af\u1edaC 20\u201330% N\u1ed8I DUNG<\/strong><\/p>\n<p>Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 xem tr\u01b0\u1edbc kho\u1ea3ng 20\u201330% n\u1ed9i dung c\u1ee7a t\u00e0i li\u1ec7u 151 trang tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh t\u1ea3i b\u1ea3n \u0111\u1ea7y \u0111\u1ee7.<\/p>\n<p>Ph\u1ea7n xem tr\u01b0\u1edbc gi\u00fap ki\u1ec3m tra:<\/p>\n<ul>\n<li>C\u1ea5u tr\u00fac t\u00e0i li\u1ec7u.<\/li>\n<li>C\u00e1ch tr\u00ecnh b\u00e0y.<\/li>\n<li>D\u1ea1ng c\u00e2u h\u1ecfi.<\/li>\n<li>C\u00e1ch b\u1ed1 tr\u00ed \u0111\u00e1p \u00e1n.<\/li>\n<li>M\u1ed9t ph\u1ea7n n\u1ed9i dung th\u1ef1c t\u1ebf c\u1ee7a t\u00e0i li\u1ec7u.<\/li>\n<\/ul>\n<p><strong>\ud83d\udce5 NH\u1eacN FILE DOCX \u0110\u1ea6Y \u0110\u1ee6<\/strong><\/p>\n<p>Sau khi thanh to\u00e1n th\u00e0nh c\u00f4ng, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 t\u1ea3i file DOCX \u0111\u1ea7y \u0111\u1ee7 151 trang v\u1ec1 m\u00e1y \u0111\u1ec3 s\u1eed d\u1ee5ng trong qu\u00e1 tr\u00ecnh h\u1ecdc t\u1eadp, luy\u1ec7n t\u1eadp v\u00e0 \u00f4n thi.<\/p>\n<p><strong>\ud83d\udcb3 THANH TO\u00c1N QUA VNPAY<\/strong><\/p>\n<p>Thanh to\u00e1n nhanh ch\u00f3ng, thu\u1eadn ti\u1ec7n qua VNPAY. Sau khi giao d\u1ecbch th\u00e0nh c\u00f4ng, h\u1ec7 th\u1ed1ng cung c\u1ea5p t\u00e0i li\u1ec7u \u0111\u1ec3 ng\u01b0\u1eddi d\u00f9ng t\u1ea3i xu\u1ed1ng.<\/p>\n<p><strong>\ud83c\udfaf \u00d4N \u0110\u00daNG TR\u1eccNG T\u00c2M \u2013 TRA C\u1ee8U NHANH \u2013 TI\u1ebeT KI\u1ec6M TH\u1edcI GIAN<\/strong><\/p>\n<p>T\u00e0i li\u1ec7u \u0110\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU \u2013 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i g\u1ed3m 151 trang, \u0111\u01b0\u1ee3c chu\u1ea9n b\u1ecb nh\u1eb1m h\u1ed7 tr\u1ee3 sinh vi\u00ean luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi, ki\u1ec3m tra \u0111\u00e1p \u00e1n, h\u1ec7 th\u1ed1ng h\u00f3a ki\u1ebfn th\u1ee9c v\u1ec1 ti\u1ec1n t\u1ec7, ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n, cung ti\u1ec1n, c\u1ea7u ti\u1ec1n, t\u00edn d\u1ee5ng, l\u00e3i su\u1ea5t, l\u1ea1m ph\u00e1t, h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh, th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh, ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng, ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7, t\u1ef7 gi\u00e1, th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i v\u00e0 c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh, \u0111\u1ed3ng th\u1eddi h\u1ed7 tr\u1ee3 \u00f4n t\u1eadp, \u00f4n thi hi\u1ec7u qu\u1ea3.<\/p>\n<p>\ud83d\udcb5 T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 l\u00e0 l\u0129nh v\u1ef1c c\u00f3 th\u1ec3 li\u00ean quan \u0111\u1ebfn qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh, ph\u00e2n ph\u1ed1i v\u00e0 s\u1eed d\u1ee5ng c\u00e1c ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh; s\u1ef1 v\u1eadn \u0111\u1ed9ng c\u1ee7a ti\u1ec1n t\u1ec7, t\u00edn d\u1ee5ng, l\u00e3i su\u1ea5t; ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh; vai tr\u00f2 c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng; c\u01a1 ch\u1ebf truy\u1ec1n d\u1eabn ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 m\u1ed1i quan h\u1ec7 gi\u1eefa ti\u1ec1n t\u1ec7 v\u1edbi c\u00e1c bi\u1ebfn s\u1ed1 kinh t\u1ebf v\u0129 m\u00f4.<\/p>\n<p>N\u1ed9i dung h\u1ecdc t\u1eadp c\u00f3 th\u1ec3 gi\u00fap ng\u01b0\u1eddi h\u1ecdc hi\u1ec3u b\u1ea3n ch\u1ea5t c\u1ee7a ti\u1ec1n, c\u01a1 ch\u1ebf t\u1ea1o ti\u1ec1n, ho\u1ea1t \u0111\u1ed9ng trung gian t\u00e0i ch\u00ednh, h\u00ecnh th\u00e0nh l\u00e3i su\u1ea5t, cung \u2013 c\u1ea7u ti\u1ec1n, t\u00e1c \u0111\u1ed9ng c\u1ee7a l\u1ea1m ph\u00e1t, vai tr\u00f2 c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u00e0 ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng, c\u0169ng nh\u01b0 c\u00e1ch ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn n\u1ec1n kinh t\u1ebf.<\/p>\n<p>T\u00e0i li\u1ec7u g\u1ed3m 151 trang, ph\u00f9 h\u1ee3p \u0111\u1ec3 ng\u01b0\u1eddi h\u1ecdc chia nh\u1ecf theo t\u1eebng nh\u00f3m ki\u1ebfn th\u1ee9c, luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi tr\u1eafc nghi\u1ec7m, \u0111\u1ed1i chi\u1ebfu \u0111\u00e1p \u00e1n v\u00e0 nh\u1eadn di\u1ec7n nh\u1eefng n\u1ed9i dung c\u00f2n ch\u01b0a ch\u1eafc tr\u01b0\u1edbc khi ki\u1ec3m tra ho\u1eb7c thi k\u1ebft th\u00fac h\u1ecdc ph\u1ea7n.<\/p>\n<p><strong>\u2705 T\u00c0I LI\u1ec6U H\u1ed6 TR\u1ee2:<\/strong><\/p>\n<ul>\n<li>Luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi tr\u1eafc nghi\u1ec7m theo t\u1eebng nh\u00f3m ki\u1ebfn th\u1ee9c.<\/li>\n<li>Ki\u1ec3m tra v\u00e0 \u0111\u1ed1i chi\u1ebfu \u0111\u00e1p \u00e1n nhanh ch\u00f3ng.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7.<\/li>\n<li>C\u1ee7ng c\u1ed1 kh\u00e1i ni\u1ec7m t\u00e0i ch\u00ednh.<\/li>\n<li>\u00d4n t\u1eadp kh\u00e1i ni\u1ec7m ti\u1ec1n t\u1ec7.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n.<\/li>\n<li>C\u1ee7ng c\u1ed1 c\u00e1c h\u00ecnh th\u00e1i ti\u1ec1n t\u1ec7.<\/li>\n<li>\u00d4n t\u1eadp kh\u1ed1i ti\u1ec1n.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 cung ti\u1ec1n.<\/li>\n<li>C\u1ee7ng c\u1ed1 c\u01a1 s\u1edf ti\u1ec1n t\u1ec7.<\/li>\n<li>\u00d4n t\u1eadp s\u1ed1 nh\u00e2n ti\u1ec1n.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 c\u1ea7u ti\u1ec1n.<\/li>\n<li>C\u1ee7ng c\u1ed1 l\u00fd thuy\u1ebft c\u1ea7u ti\u1ec1n.<\/li>\n<li>\u00d4n t\u1eadp t\u00edn d\u1ee5ng.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 c\u00e1c h\u00ecnh th\u1ee9c t\u00edn d\u1ee5ng.<\/li>\n<li>C\u1ee7ng c\u1ed1 l\u00e3i su\u1ea5t.<\/li>\n<li>\u00d4n t\u1eadp l\u00e3i su\u1ea5t danh ngh\u0129a v\u00e0 l\u00e3i su\u1ea5t th\u1ef1c.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 c\u1ea5u tr\u00fac k\u1ef3 h\u1ea1n l\u00e3i su\u1ea5t.<\/li>\n<li>C\u1ee7ng c\u1ed1 gi\u00e1 tr\u1ecb th\u1eddi gian c\u1ee7a ti\u1ec1n.<\/li>\n<li>\u00d4n t\u1eadp l\u1ea1m ph\u00e1t.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 nguy\u00ean nh\u00e2n l\u1ea1m ph\u00e1t.<\/li>\n<li>C\u1ee7ng c\u1ed1 t\u00e1c \u0111\u1ed9ng c\u1ee7a l\u1ea1m ph\u00e1t.<\/li>\n<li>\u00d4n t\u1eadp gi\u1ea3m ph\u00e1t.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.<\/li>\n<li>C\u1ee7ng c\u1ed1 trung gian t\u00e0i ch\u00ednh.<\/li>\n<li>\u00d4n t\u1eadp th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7.<\/li>\n<li>C\u1ee7ng c\u1ed1 th\u1ecb tr\u01b0\u1eddng v\u1ed1n.<\/li>\n<li>\u00d4n t\u1eadp c\u00f4ng c\u1ee5 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 tr\u00e1i phi\u1ebfu.<\/li>\n<li>C\u1ee7ng c\u1ed1 c\u1ed5 phi\u1ebfu.<\/li>\n<li>\u00d4n t\u1eadp r\u1ee7i ro v\u00e0 l\u1ee3i nhu\u1eadn.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/li>\n<li>C\u1ee7ng c\u1ed1 ch\u1ee9c n\u0103ng c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/li>\n<li>\u00d4n t\u1eadp ti\u1ec1n g\u1eedi v\u00e0 cho vay.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 t\u1ea1o ti\u1ec1n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/li>\n<li>C\u1ee7ng c\u1ed1 thanh kho\u1ea3n ng\u00e2n h\u00e0ng.<\/li>\n<li>\u00d4n t\u1eadp r\u1ee7i ro t\u00edn d\u1ee5ng.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng.<\/li>\n<li>C\u1ee7ng c\u1ed1 ch\u1ee9c n\u0103ng ph\u00e1t h\u00e0nh ti\u1ec1n.<\/li>\n<li>\u00d4n t\u1eadp ng\u00e2n h\u00e0ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/li>\n<li>C\u1ee7ng c\u1ed1 nghi\u1ec7p v\u1ee5 th\u1ecb tr\u01b0\u1eddng m\u1edf.<\/li>\n<li>\u00d4n t\u1eadp d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 l\u00e3i su\u1ea5t ch\u00ednh s\u00e1ch.<\/li>\n<li>C\u1ee7ng c\u1ed1 c\u01a1 ch\u1ebf truy\u1ec1n d\u1eabn ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/li>\n<li>\u00d4n t\u1eadp t\u1ef7 gi\u00e1.<\/li>\n<li>H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i.<\/li>\n<li>C\u1ee7ng c\u1ed1 c\u00e1n c\u00e2n thanh to\u00e1n \u1edf m\u1ee9c t\u1ed5ng quan.<\/li>\n<li>\u00d4n t\u1eadp t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf.<\/li>\n<li>R\u00e8n k\u1ef9 n\u0103ng x\u1eed l\u00fd c\u00e2u h\u1ecfi t\u00ednh to\u00e1n t\u00e0i ch\u00ednh \u2013 ti\u1ec1n t\u1ec7.<\/li>\n<li>Nh\u1eadn di\u1ec7n nh\u1eefng ph\u1ea7n ki\u1ebfn th\u1ee9c c\u00f2n y\u1ebfu.<\/li>\n<li>Ti\u1ebft ki\u1ec7m th\u1eddi gian t\u1ef1 t\u1ed5ng h\u1ee3p c\u00e2u h\u1ecfi v\u00e0 \u0111\u00e1p \u00e1n.<\/li>\n<li>H\u1ed7 tr\u1ee3 \u00f4n t\u1eadp, \u00f4n thi hi\u1ec7u qu\u1ea3.<\/li>\n<\/ul>\n<p><strong>\ud83d\udcc4 FILE DOCX 151 TRANG THU\u1eacN TI\u1ec6N S\u1eec D\u1ee4NG<\/strong><\/p>\n<p>T\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c cung c\u1ea5p d\u01b0\u1edbi \u0111\u1ecbnh d\u1ea1ng DOCX g\u1ed3m 151 trang, thu\u1eadn ti\u1ec7n \u0111\u1ec3:<\/p>\n<ul>\n<li>T\u1ea3i v\u00e0 l\u01b0u tr\u1eef tr\u00ean m\u00e1y t\u00ednh.<\/li>\n<li>T\u00ecm ki\u1ebfm nhanh t\u1eeb kh\u00f3a.<\/li>\n<li>Tra c\u1ee9u c\u00e2u h\u1ecfi v\u00e0 \u0111\u00e1p \u00e1n.<\/li>\n<li>Tra c\u1ee9u c\u00e1c kh\u00e1i ni\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7.<\/li>\n<li>S\u1eed d\u1ee5ng b\u1eb1ng Microsoft Word ho\u1eb7c ph\u1ea7n m\u1ec1m h\u1ed7 tr\u1ee3 DOCX.<\/li>\n<li>\u0110\u00e1nh d\u1ea5u nh\u1eefng c\u00e2u th\u01b0\u1eddng tr\u1ea3 l\u1eddi sai.<\/li>\n<li>Chia n\u1ed9i dung th\u00e0nh t\u1eebng nh\u00f3m ki\u1ebfn th\u1ee9c \u0111\u1ec3 \u00f4n t\u1eadp.<\/li>\n<li>Ghi ch\u00fa c\u00e1c c\u00f4ng th\u1ee9c, m\u00f4 h\u00ecnh v\u00e0 ch\u1ec9 ti\u00eau c\u1ea7n xem l\u1ea1i.<\/li>\n<li>\u00d4n t\u1eadp nhi\u1ec1u l\u1ea7n khi c\u1ea7n.<\/li>\n<\/ul>\n<p><strong>\ud83c\udf93 T\u00c0I LI\u1ec6U PH\u00d9 H\u1ee2P V\u1edaI:<\/strong><\/p>\n<ul>\n<li>Sinh vi\u00ean \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i \u0111ang h\u1ecdc m\u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh T\u00e0i ch\u00ednh.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh Ng\u00e2n h\u00e0ng.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh Kinh t\u1ebf.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh K\u1ebf to\u00e1n.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh Qu\u1ea3n tr\u1ecb kinh doanh.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh Kinh doanh qu\u1ed1c t\u1ebf.<\/li>\n<li>Sinh vi\u00ean c\u00e1c ng\u00e0nh c\u00f3 h\u1ecdc ki\u1ebfn th\u1ee9c t\u00e0i ch\u00ednh \u2013 ti\u1ec1n t\u1ec7.<\/li>\n<li>Sinh vi\u00ean c\u1ea7n c\u1ee7ng c\u1ed1 ki\u1ebfn th\u1ee9c ng\u00e2n h\u00e0ng v\u00e0 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/li>\n<li>Sinh vi\u00ean c\u1ea7n luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi tr\u1eafc nghi\u1ec7m.<\/li>\n<li>Sinh vi\u00ean c\u1ea7n ki\u1ec3m tra v\u00e0 \u0111\u1ed1i chi\u1ebfu \u0111\u00e1p \u00e1n.<\/li>\n<li>Sinh vi\u00ean chu\u1ea9n b\u1ecb ki\u1ec3m tra gi\u1eefa k\u1ef3.<\/li>\n<li>Sinh vi\u00ean chu\u1ea9n b\u1ecb thi k\u1ebft th\u00fac h\u1ecdc ph\u1ea7n.<\/li>\n<li>Ng\u01b0\u1eddi h\u1ecdc c\u1ea7n t\u00e0i li\u1ec7u h\u1ed7 tr\u1ee3 \u00f4n t\u1eadp, \u00f4n thi hi\u1ec7u qu\u1ea3.<\/li>\n<\/ul>\n<p><strong>\ud83d\udd0e T\u1eea KH\u00d3A LI\u00caN QUAN:<\/strong><\/p>\n<ul>\n<li>VNU<\/li>\n<li>\u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i<\/li>\n<li>T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/li>\n<li>T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU \u0111\u00e1p \u00e1n<\/li>\n<li>m\u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/li>\n<li>\u0111\u00e1p \u00e1n m\u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/li>\n<li>\u0111\u00e1p \u00e1n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/li>\n<li>tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/li>\n<li>\u0111\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/li>\n<li>tr\u1eafc nghi\u1ec7m m\u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/li>\n<li>T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i<\/li>\n<li>T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i \u0111\u00e1p \u00e1n<\/li>\n<li>m\u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i<\/li>\n<li>\u0111\u00e1p \u00e1n m\u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i<\/li>\n<li>\u0111\u00e1p \u00e1n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i<\/li>\n<li>tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i<\/li>\n<li>\u0111\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i<\/li>\n<li>tr\u1eafc nghi\u1ec7m m\u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>\ud83d\udcd8 \u0110\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU \u2013 \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i (File DOCX 151 trang).<\/p>\n<p>\u2705 H\u1ed7 tr\u1ee3 luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi, ki\u1ec3m tra \u0111\u00e1p \u00e1n, h\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 v\u00e0 h\u1ed7 tr\u1ee3 \u00f4n t\u1eadp, \u00f4n thi hi\u1ec7u qu\u1ea3.<\/p>\n<p>\ud83d\udc41 Xem tr\u01b0\u1edbc kho\u1ea3ng 20\u201330% n\u1ed9i dung c\u1ee7a to\u00e0n b\u1ed9 t\u00e0i li\u1ec7u.<\/p>\n<p>\ud83d\udcb3 Thanh to\u00e1n thu\u1eadn ti\u1ec7n qua VNPAY.<\/p>\n<p>\ud83d\udce5 Nh\u1eadn file DOCX \u0111\u1ea7y \u0111\u1ee7 sau khi thanh to\u00e1n th\u00e0nh c\u00f4ng.<\/p>\n","protected":false},"featured_media":8480,"comment_status":"open","ping_status":"closed","template":"","meta":{"_acf_changed":false},"product_brand":[314],"product_cat":[25,62,66,134],"product_tag":[6533,6523,6534,6524,6535,6525,6526,6527,6528,4642,6529,5431,6530,6520,6531,6521,6532,6522],"class_list":["post-8719","product","type-product","status-publish","has-post-thumbnail","product_brand-docx247-com","product_cat-kinh-te-quan-tri","product_cat-de-cuong-on-tap-de-thi","product_cat-dap-an-trac-nghiem","product_cat-dai-hoc-quoc-gia-ha-noi","product_tag-trac-nghiem-tai-chinh-tien-te-dai-hoc-quoc-gia-ha-noi","product_tag-dap-an-mon-tai-chinh-tien-te-vnu","product_tag-dap-an-trac-nghiem-tai-chinh-tien-te-dai-hoc-quoc-gia-ha-noi","product_tag-dap-an-tai-chinh-tien-te-vnu","product_tag-trac-nghiem-mon-tai-chinh-tien-te-dai-hoc-quoc-gia-ha-noi","product_tag-trac-nghiem-tai-chinh-tien-te-vnu","product_tag-dap-an-trac-nghiem-tai-chinh-tien-te-vnu","product_tag-trac-nghiem-mon-tai-chinh-tien-te-vnu","product_tag-tai-chinh-tien-te-dai-hoc-quoc-gia-ha-noi","product_tag-vnu","product_tag-tai-chinh-tien-te-dai-hoc-quoc-gia-ha-noi-dap-an","product_tag-dai-hoc-quoc-gia-ha-noi","product_tag-mon-tai-chinh-tien-te-dai-hoc-quoc-gia-ha-noi","product_tag-tai-chinh-tien-te-vnu","product_tag-dap-an-mon-tai-chinh-tien-te-dai-hoc-quoc-gia-ha-noi","product_tag-tai-chinh-tien-te-vnu-dap-an","product_tag-dap-an-tai-chinh-tien-te-dai-hoc-quoc-gia-ha-noi","product_tag-mon-tai-chinh-tien-te-vnu","first","instock","downloadable","virtual","purchasable","product-type-simple"],"acf":{"document_info":{"filetype":"docx","page_count":"151","other_info":[{"title":"Lo\u1ea1i t\u00e0i li\u1ec7u","description":"\u0110\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m"},{"title":"D\u00e0nh cho","description":"Sinh vi\u00ean \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i (VNU)"},{"title":"M\u00e3 h\u1ecdc ph\u1ea7n","description":"[L\u1ea4Y M\u00c3 H\u1eccC PH\u1ea6N TH\u1ef0C T\u1ebe]"},{"title":"S\u1ed1 t\u00edn ch\u1ec9","description":"[L\u1ea4Y S\u1ed0 T\u00cdN CH\u1ec8 TH\u1ef0C T\u1ebe]"},{"title":"\u0110\u1ecbnh d\u1ea1ng t\u00e0i li\u1ec7u","description":"DOCX"},{"title":"S\u1ed1 trang","description":"151 trang"},{"title":"Xem tr\u01b0\u1edbc","description":"Kho\u1ea3ng 20\u201330% n\u1ed9i dung c\u1ee7a to\u00e0n b\u1ed9 t\u00e0i li\u1ec7u"},{"title":"Thanh to\u00e1n","description":"VNPAY"},{"title":"Ngu\u1ed3n","description":"DOCX247.COM"}]},"document_demo":8720,"additional_content":"<h2>T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU \u2013 N\u1ed9i dung tr\u1ecdng t\u00e2m<\/h2>\n<p>T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 gi\u00fap ng\u01b0\u1eddi h\u1ecdc hi\u1ec3u s\u1ef1 v\u1eadn \u0111\u1ed9ng c\u1ee7a c\u00e1c ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh v\u00e0 ti\u1ec1n t\u1ec7 trong n\u1ec1n kinh t\u1ebf, c\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ng\u00e2n h\u00e0ng, th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh, l\u00e3i su\u1ea5t, t\u00edn d\u1ee5ng v\u00e0 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/p>\n<p>T\u00e0i li\u1ec7u \u0110\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU g\u1ed3m 151 trang, h\u1ed7 tr\u1ee3 sinh vi\u00ean luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi, ki\u1ec3m tra ki\u1ebfn th\u1ee9c, \u0111\u1ed1i chi\u1ebfu \u0111\u00e1p \u00e1n v\u00e0 h\u1ed7 tr\u1ee3 \u00f4n t\u1eadp, \u00f4n thi hi\u1ec7u qu\u1ea3.<\/p>\n<h3>1. Kh\u00e1i ni\u1ec7m t\u00e0i ch\u00ednh<\/h3>\n<p>T\u00e0i ch\u00ednh c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c hi\u1ec3u l\u00e0 c\u00e1c quan h\u1ec7 kinh t\u1ebf ph\u00e1t sinh trong qu\u00e1 tr\u00ecnh h\u00ecnh th\u00e0nh, ph\u00e2n ph\u1ed1i v\u00e0 s\u1eed d\u1ee5ng c\u00e1c ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh.<\/p>\n<h3>2. B\u1ea3n ch\u1ea5t c\u1ee7a t\u00e0i ch\u00ednh<\/h3>\n<p>T\u00e0i ch\u00ednh g\u1eafn v\u1edbi:<\/p>\n<ul>\n<li>Ph\u00e2n ph\u1ed1i ngu\u1ed3n l\u1ef1c.<\/li>\n<li>H\u00ecnh th\u00e0nh qu\u1ef9 ti\u1ec1n t\u1ec7.<\/li>\n<li>S\u1eed d\u1ee5ng ngu\u1ed3n l\u1ef1c.<\/li>\n<li>C\u00e1c quan h\u1ec7 kinh t\u1ebf gi\u1eefa c\u00e1c ch\u1ee7 th\u1ec3.<\/li>\n<\/ul>\n<h3>3. Ch\u1ee9c n\u0103ng ph\u00e2n ph\u1ed1i c\u1ee7a t\u00e0i ch\u00ednh<\/h3>\n<p>T\u00e0i ch\u00ednh g\u00f3p ph\u1ea7n ph\u00e2n ph\u1ed1i v\u00e0 ph\u00e2n ph\u1ed1i l\u1ea1i c\u00e1c ngu\u1ed3n l\u1ef1c trong n\u1ec1n kinh t\u1ebf.<\/p>\n<h3>4. Ch\u1ee9c n\u0103ng gi\u00e1m \u0111\u1ed1c c\u1ee7a t\u00e0i ch\u00ednh<\/h3>\n<p>Th\u00f4ng qua c\u00e1c ch\u1ec9 ti\u00eau v\u00e0 d\u00f2ng ti\u1ec1n, t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 h\u1ed7 tr\u1ee3 theo d\u00f5i, ki\u1ec3m tra v\u00e0 \u0111\u00e1nh gi\u00e1 ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf.<\/p>\n<h3>5. H\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m:<\/p>\n<ul>\n<li>Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/li>\n<li>Trung gian t\u00e0i ch\u00ednh.<\/li>\n<li>C\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh.<\/li>\n<li>C\u01a1 s\u1edf h\u1ea1 t\u1ea7ng t\u00e0i ch\u00ednh.<\/li>\n<li>C\u01a1 quan qu\u1ea3n l\u00fd.<\/li>\n<\/ul>\n<h3>6. T\u00e0i ch\u00ednh c\u00f4ng<\/h3>\n<p>Li\u00ean quan \u0111\u1ebfn vi\u1ec7c huy \u0111\u1ed9ng v\u00e0 s\u1eed d\u1ee5ng c\u00e1c ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a khu v\u1ef1c c\u00f4ng.<\/p>\n<h3>7. T\u00e0i ch\u00ednh doanh nghi\u1ec7p<\/h3>\n<p>Li\u00ean quan \u0111\u1ebfn huy \u0111\u1ed9ng, ph\u00e2n b\u1ed5 v\u00e0 s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n trong doanh nghi\u1ec7p.<\/p>\n<h3>8. T\u00e0i ch\u00ednh h\u1ed9 gia \u0111\u00ecnh<\/h3>\n<p>C\u00f3 th\u1ec3 li\u00ean quan \u0111\u1ebfn:<\/p>\n<ul>\n<li>Thu nh\u1eadp.<\/li>\n<li>Chi ti\u00eau.<\/li>\n<li>Ti\u1ebft ki\u1ec7m.<\/li>\n<li>Vay n\u1ee3.<\/li>\n<li>\u0110\u1ea7u t\u01b0.<\/li>\n<\/ul>\n<h3>9. T\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf<\/h3>\n<p>Nghi\u00ean c\u1ee9u c\u00e1c quan h\u1ec7 t\u00e0i ch\u00ednh gi\u1eefa c\u00e1c qu\u1ed1c gia v\u00e0 c\u00e1c ch\u1ee7 th\u1ec3 trong m\u00f4i tr\u01b0\u1eddng qu\u1ed1c t\u1ebf.<\/p>\n<h3>10. Kh\u00e1i ni\u1ec7m ti\u1ec1n t\u1ec7<\/h3>\n<p>Ti\u1ec1n l\u00e0 m\u1ed9t t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn r\u1ed9ng r\u00e3i trong thanh to\u00e1n v\u00e0 th\u1ef1c hi\u1ec7n nhi\u1ec1u ch\u1ee9c n\u0103ng kinh t\u1ebf.<\/p>\n<h3>11. Ngu\u1ed3n g\u1ed1c c\u1ee7a ti\u1ec1n<\/h3>\n<p>Ti\u1ec1n ph\u00e1t tri\u1ec3n c\u00f9ng v\u1edbi qu\u00e1 tr\u00ecnh trao \u0111\u1ed5i h\u00e0ng h\u00f3a v\u00e0 nhu c\u1ea7u c\u00f3 m\u1ed9t ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i thu\u1eadn ti\u1ec7n.<\/p>\n<h3>12. Ti\u1ec1n h\u00e0ng h\u00f3a<\/h3>\n<p>Commodity Money l\u00e0 lo\u1ea1i ti\u1ec1n c\u00f3 gi\u00e1 tr\u1ecb s\u1eed d\u1ee5ng ho\u1eb7c gi\u00e1 tr\u1ecb n\u1ed9i t\u1ea1i nh\u1ea5t \u0111\u1ecbnh ngo\u00e0i ch\u1ee9c n\u0103ng ti\u1ec1n t\u1ec7.<\/p>\n<h3>13. Ti\u1ec1n kim lo\u1ea1i<\/h3>\n<p>Kim lo\u1ea1i qu\u00fd t\u1eebng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i l\u00e0m ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i v\u00e0 l\u01b0u tr\u1eef gi\u00e1 tr\u1ecb.<\/p>\n<h3>14. Ti\u1ec1n gi\u1ea5y<\/h3>\n<p>Ti\u1ec1n gi\u1ea5y ph\u00e1t tri\u1ec3n nh\u1eb1m gi\u1ea3m chi ph\u00ed v\u00e0 t\u0103ng t\u00ednh thu\u1eadn ti\u1ec7n trong l\u01b0u th\u00f4ng.<\/p>\n<h3>15. Ti\u1ec1n ph\u00e1p \u0111\u1ecbnh<\/h3>\n<p>Fiat Money c\u00f3 gi\u00e1 tr\u1ecb s\u1eed d\u1ee5ng trong thanh to\u00e1n d\u1ef1a tr\u00ean khu\u00f4n kh\u1ed5 ph\u00e1p l\u00fd v\u00e0 ni\u1ec1m tin v\u00e0o h\u1ec7 th\u1ed1ng ti\u1ec1n t\u1ec7.<\/p>\n<h3>16. Ti\u1ec1n ghi s\u1ed5<\/h3>\n<p>Book Money t\u1ed3n t\u1ea1i d\u01b0\u1edbi d\u1ea1ng s\u1ed1 d\u01b0 tr\u00ean t\u00e0i kho\u1ea3n t\u1ea1i c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh.<\/p>\n<h3>17. Ti\u1ec1n \u0111i\u1ec7n t\u1eed v\u00e0 ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n s\u1ed1<\/h3>\n<p>C\u00f4ng ngh\u1ec7 c\u00f3 th\u1ec3 t\u1ea1o ra c\u00e1c ph\u01b0\u01a1ng th\u1ee9c bi\u1ec3u hi\u1ec7n v\u00e0 thanh to\u00e1n ti\u1ec1n ng\u00e0y c\u00e0ng \u0111a d\u1ea1ng.<\/p>\n<h3>18. Ch\u1ee9c n\u0103ng ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i<\/h3>\n<p>Ti\u1ec1n gi\u00fap gi\u1ea3m kh\u00f3 kh\u0103n c\u1ee7a trao \u0111\u1ed5i tr\u1ef1c ti\u1ebfp v\u00e0 h\u1ed7 tr\u1ee3 giao d\u1ecbch h\u00e0ng h\u00f3a, d\u1ecbch v\u1ee5.<\/p>\n<h3>19. Ch\u1ee9c n\u0103ng \u0111\u01a1n v\u1ecb t\u00ednh to\u00e1n<\/h3>\n<p>Ti\u1ec1n cung c\u1ea5p m\u1ed9t \u0111\u01a1n v\u1ecb chung \u0111\u1ec3:<\/p>\n<ul>\n<li>\u0110\u1ecbnh gi\u00e1.<\/li>\n<li>Ghi s\u1ed5.<\/li>\n<li>So s\u00e1nh gi\u00e1 tr\u1ecb.<\/li>\n<\/ul>\n<h3>20. Ch\u1ee9c n\u0103ng l\u01b0u gi\u1eef gi\u00e1 tr\u1ecb<\/h3>\n<p>Ti\u1ec1n c\u00f3 th\u1ec3 chuy\u1ec3n s\u1ee9c mua t\u1eeb hi\u1ec7n t\u1ea1i sang t\u01b0\u01a1ng lai, m\u1eb7c d\u00f9 s\u1ee9c mua c\u00f3 th\u1ec3 b\u1ecb \u1ea3nh h\u01b0\u1edfng b\u1edfi l\u1ea1m ph\u00e1t.<\/p>\n<h3>21. Ch\u1ee9c n\u0103ng ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n<\/h3>\n<p>Ti\u1ec1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 thanh to\u00e1n:<\/p>\n<ul>\n<li>N\u1ee3.<\/li>\n<li>Thu\u1ebf.<\/li>\n<li>H\u1ee3p \u0111\u1ed3ng.<\/li>\n<li>C\u00e1c ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh.<\/li>\n<\/ul>\n<h3>22. T\u00ednh thanh kho\u1ea3n<\/h3>\n<p>Liquidity ph\u1ea3n \u00e1nh kh\u1ea3 n\u0103ng m\u1ed9t t\u00e0i s\u1ea3n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng ho\u1eb7c chuy\u1ec3n \u0111\u1ed5i th\u00e0nh ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n nhanh ch\u00f3ng v\u1edbi t\u1ed5n th\u1ea5t gi\u00e1 tr\u1ecb th\u1ea5p.<\/p>\n<h3>23. Ti\u1ec1n v\u00e0 t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh<\/h3>\n<p>Kh\u00f4ng ph\u1ea3i m\u1ecdi t\u00e0i s\u1ea3n t\u00e0i ch\u00ednh \u0111\u1ec1u \u0111\u01b0\u1ee3c xem l\u00e0 ti\u1ec1n, m\u1eb7c d\u00f9 nhi\u1ec1u t\u00e0i s\u1ea3n c\u00f3 th\u1ec3 c\u00f3 m\u1ee9c thanh kho\u1ea3n cao.<\/p>\n<h3>24. Kh\u1ed1i ti\u1ec1n<\/h3>\n<p>Monetary Aggregates ph\u00e2n lo\u1ea1i l\u01b0\u1ee3ng ti\u1ec1n theo m\u1ee9c \u0111\u1ed9 thanh kho\u1ea3n.<\/p>\n<h3>25. M1<\/h3>\n<p>Th\u01b0\u1eddng \u0111\u1ea1i di\u1ec7n cho nh\u00f3m ph\u01b0\u01a1ng ti\u1ec7n c\u00f3 m\u1ee9c thanh kho\u1ea3n r\u1ea5t cao.<\/p>\n<p>Th\u00e0nh ph\u1ea7n c\u1ee5 th\u1ec3 ph\u1ee5 thu\u1ed9c c\u00e1ch \u0111\u1ecbnh ngh\u0129a c\u1ee7a c\u01a1 quan ti\u1ec1n t\u1ec7.<\/p>\n<h3>26. M2<\/h3>\n<p>Th\u01b0\u1eddng bao g\u1ed3m M1 c\u00f9ng m\u1ed9t s\u1ed1 lo\u1ea1i ti\u1ec1n g\u1eedi ho\u1eb7c t\u00e0i s\u1ea3n thanh kho\u1ea3n kh\u00e1c.<\/p>\n<p>Th\u00e0nh ph\u1ea7n c\u1ee5 th\u1ec3 c\u1ea7n theo \u0111\u1ecbnh ngh\u0129a \u00e1p d\u1ee5ng.<\/p>\n<h3>27. Cung ti\u1ec1n<\/h3>\n<p>Money Supply l\u00e0 l\u01b0\u1ee3ng ti\u1ec1n c\u00f3 kh\u1ea3 n\u0103ng ph\u1ee5c v\u1ee5 thanh to\u00e1n v\u00e0 c\u00e1c ch\u1ee9c n\u0103ng ti\u1ec1n t\u1ec7 trong n\u1ec1n kinh t\u1ebf theo ph\u1ea1m vi \u0111o l\u01b0\u1eddng.<\/p>\n<h3>28. C\u01a1 s\u1edf ti\u1ec1n t\u1ec7<\/h3>\n<p>Monetary Base th\u01b0\u1eddng c\u00f3 li\u00ean quan \u0111\u1ebfn:<\/p>\n<ul>\n<li>Ti\u1ec1n m\u1eb7t l\u01b0u h\u00e0nh.<\/li>\n<li>D\u1ef1 tr\u1eef c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng t\u1ea1i ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng.<\/li>\n<\/ul>\n<h3>29. Ti\u1ec1n m\u1eb7t ngo\u00e0i ng\u00e2n h\u00e0ng<\/h3>\n<p>L\u00e0 l\u01b0\u1ee3ng ti\u1ec1n m\u1eb7t \u0111\u01b0\u1ee3c c\u00f4ng ch\u00fang n\u1eafm gi\u1eef ngo\u00e0i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/p>\n<h3>30. D\u1ef1 tr\u1eef ng\u00e2n h\u00e0ng<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m ti\u1ec1n m\u1eb7t t\u1ea1i ng\u00e2n h\u00e0ng v\u00e0 s\u1ed1 d\u01b0 d\u1ef1 tr\u1eef t\u1ea1i ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng.<\/p>\n<h3>31. D\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c<\/h3>\n<p>Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 ph\u1ea3i duy tr\u00ec m\u1ed9t t\u1ef7 l\u1ec7 d\u1ef1 tr\u1eef theo quy \u0111\u1ecbnh \u00e1p d\u1ee5ng.<\/p>\n<h3>32. D\u1ef1 tr\u1eef v\u01b0\u1ee3t m\u1ee9c<\/h3>\n<p>L\u00e0 ph\u1ea7n d\u1ef1 tr\u1eef cao h\u01a1n m\u1ee9c t\u1ed1i thi\u1ec3u b\u1eaft bu\u1ed9c trong c\u00e1ch ti\u1ebfp c\u1eadn t\u01b0\u01a1ng \u1ee9ng.<\/p>\n<h3>33. Qu\u00e1 tr\u00ecnh t\u1ea1o ti\u1ec1n c\u1ee7a ng\u00e2n h\u00e0ng<\/h3>\n<p>Ho\u1ea1t \u0111\u1ed9ng nh\u1eadn ti\u1ec1n g\u1eedi v\u00e0 c\u1ea5p t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 l\u00e0m thay \u0111\u1ed5i quy m\u00f4 ti\u1ec1n g\u1eedi trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/p>\n<h3>34. S\u1ed1 nh\u00e2n ti\u1ec1n<\/h3>\n<p>Money Multiplier m\u00f4 t\u1ea3 m\u1ed1i quan h\u1ec7 gi\u1eefa c\u01a1 s\u1edf ti\u1ec1n t\u1ec7 v\u00e0 cung ti\u1ec1n trong m\u1ed9t s\u1ed1 m\u00f4 h\u00ecnh \u0111\u01a1n gi\u1ea3n.<\/p>\n<h3>35. Gi\u1edbi h\u1ea1n c\u1ee7a m\u00f4 h\u00ecnh s\u1ed1 nh\u00e2n ti\u1ec1n<\/h3>\n<p>Trong th\u1ef1c t\u1ebf, qu\u00e1 tr\u00ecnh t\u1ea1o ti\u1ec1n c\u00f2n ph\u1ee5 thu\u1ed9c:<\/p>\n<ul>\n<li>H\u00e0nh vi ng\u00e2n h\u00e0ng.<\/li>\n<li>Nhu c\u1ea7u t\u00edn d\u1ee5ng.<\/li>\n<li>D\u1ef1 tr\u1eef.<\/li>\n<li>Vi\u1ec7c c\u00f4ng ch\u00fang n\u1eafm gi\u1eef ti\u1ec1n m\u1eb7t.<\/li>\n<li>Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/li>\n<\/ul>\n<h3>36. C\u1ea7u ti\u1ec1n<\/h3>\n<p>Money Demand ph\u1ea3n \u00e1nh l\u01b0\u1ee3ng t\u00e0i s\u1ea3n ti\u1ec1n t\u1ec7 m\u00e0 c\u00e1c ch\u1ee7 th\u1ec3 mu\u1ed1n n\u1eafm gi\u1eef.<\/p>\n<h3>37. C\u1ea7u ti\u1ec1n giao d\u1ecbch<\/h3>\n<p>Ti\u1ec1n \u0111\u01b0\u1ee3c n\u1eafm gi\u1eef \u0111\u1ec3 th\u1ef1c hi\u1ec7n c\u00e1c giao d\u1ecbch h\u00e0ng ng\u00e0y.<\/p>\n<h3>38. C\u1ea7u ti\u1ec1n d\u1ef1 ph\u00f2ng<\/h3>\n<p>C\u00e1c ch\u1ee7 th\u1ec3 c\u00f3 th\u1ec3 gi\u1eef ti\u1ec1n \u0111\u1ec3 x\u1eed l\u00fd nh\u1eefng nhu c\u1ea7u ho\u1eb7c s\u1ef1 ki\u1ec7n kh\u00f4ng d\u1ef1 ki\u1ebfn.<\/p>\n<h3>39. C\u1ea7u ti\u1ec1n \u0111\u1ea7u c\u01a1<\/h3>\n<p>M\u1ed9t s\u1ed1 l\u00fd thuy\u1ebft cho r\u1eb1ng ch\u1ee7 th\u1ec3 gi\u1eef ti\u1ec1n \u0111\u1ec3 ph\u1ea3n \u1ee9ng v\u1edbi k\u1ef3 v\u1ecdng v\u1ec1 l\u00e3i su\u1ea5t v\u00e0 gi\u00e1 t\u00e0i s\u1ea3n.<\/p>\n<h3>40. L\u00fd thuy\u1ebft s\u1ed1 l\u01b0\u1ee3ng ti\u1ec1n<\/h3>\n<p>Quantity Theory li\u00ean h\u1ec7 l\u01b0\u1ee3ng ti\u1ec1n v\u1edbi m\u1ee9c gi\u00e1 v\u00e0 ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf theo nh\u1eefng gi\u1ea3 \u0111\u1ecbnh nh\u1ea5t \u0111\u1ecbnh.<\/p>\n<h3>41. Ph\u01b0\u01a1ng tr\u00ecnh trao \u0111\u1ed5i<\/h3>\n<p>C\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c bi\u1ec3u di\u1ec5n d\u01b0\u1edbi d\u1ea1ng:<\/p>\n<p><strong>M \u00d7 V = P \u00d7 Y<\/strong><\/p>\n<p>Trong \u0111\u00f3 \u00fd ngh\u0129a c\u00e1c bi\u1ebfn v\u00e0 gi\u1ea3 \u0111\u1ecbnh c\u1ea7n theo gi\u00e1o tr\u00ecnh.<\/p>\n<h3>42. T\u1ed1c \u0111\u1ed9 l\u01b0u th\u00f4ng ti\u1ec1n<\/h3>\n<p>Velocity ph\u1ea3n \u00e1nh s\u1ed1 l\u1ea7n trung b\u00ecnh m\u1ed9t \u0111\u01a1n v\u1ecb ti\u1ec1n \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong giao d\u1ecbch ho\u1eb7c t\u1ea1o thu nh\u1eadp trong m\u1ed9t th\u1eddi k\u1ef3 theo c\u00e1ch \u0111o.<\/p>\n<h3>43. Quan \u0111i\u1ec3m Keynes v\u1ec1 c\u1ea7u ti\u1ec1n<\/h3>\n<p>Keynes nh\u1ea5n m\u1ea1nh c\u00e1c \u0111\u1ed9ng c\u01a1:<\/p>\n<ul>\n<li>Giao d\u1ecbch.<\/li>\n<li>D\u1ef1 ph\u00f2ng.<\/li>\n<li>\u0110\u1ea7u c\u01a1.<\/li>\n<\/ul>\n<h3>44. Chi ph\u00ed c\u01a1 h\u1ed9i c\u1ee7a vi\u1ec7c gi\u1eef ti\u1ec1n<\/h3>\n<p>Khi gi\u1eef ti\u1ec1n thay v\u00ec t\u00e0i s\u1ea3n sinh l\u00e3i, ch\u1ee7 th\u1ec3 c\u00f3 th\u1ec3 b\u1ecf qua m\u1ed9t m\u1ee9c l\u1ee3i nhu\u1eadn ti\u1ec1m n\u0103ng.<\/p>\n<h3>45. C\u00e2n b\u1eb1ng th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7<\/h3>\n<p>C\u00e2n b\u1eb1ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c xem x\u00e9t t\u1ea1i \u0111i\u1ec3m cung ti\u1ec1n v\u00e0 c\u1ea7u ti\u1ec1n t\u01b0\u01a1ng th\u00edch trong m\u00f4 h\u00ecnh.<\/p>\n<h3>46. Kh\u00e1i ni\u1ec7m t\u00edn d\u1ee5ng<\/h3>\n<p>T\u00edn d\u1ee5ng l\u00e0 quan h\u1ec7 chuy\u1ec3n giao quy\u1ec1n s\u1eed d\u1ee5ng v\u1ed1n trong m\u1ed9t th\u1eddi gian v\u1edbi ngh\u0129a v\u1ee5 ho\u00e0n tr\u1ea3 theo \u0111i\u1ec1u ki\u1ec7n th\u1ecfa thu\u1eadn.<\/p>\n<h3>47. \u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a t\u00edn d\u1ee5ng<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m:<\/p>\n<ul>\n<li>Chuy\u1ec3n giao t\u1ea1m th\u1eddi.<\/li>\n<li>C\u00f3 th\u1eddi h\u1ea1n.<\/li>\n<li>C\u00f3 ho\u00e0n tr\u1ea3.<\/li>\n<li>Th\u01b0\u1eddng c\u00f3 chi ph\u00ed s\u1eed d\u1ee5ng v\u1ed1n.<\/li>\n<\/ul>\n<h3>48. Vai tr\u00f2 c\u1ee7a t\u00edn d\u1ee5ng<\/h3>\n<p>T\u00edn d\u1ee5ng c\u00f3 th\u1ec3:<\/p>\n<ul>\n<li>\u0110i\u1ec1u chuy\u1ec3n v\u1ed1n.<\/li>\n<li>H\u1ed7 tr\u1ee3 \u0111\u1ea7u t\u01b0.<\/li>\n<li>H\u1ed7 tr\u1ee3 ti\u00eau d\u00f9ng.<\/li>\n<li>Th\u00fac \u0111\u1ea9y l\u01b0u th\u00f4ng.<\/li>\n<li>T\u0103ng hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n.<\/li>\n<\/ul>\n<h3>49. T\u00edn d\u1ee5ng th\u01b0\u01a1ng m\u1ea1i<\/h3>\n<p>Ph\u00e1t sinh gi\u1eefa c\u00e1c doanh nghi\u1ec7p th\u00f4ng qua vi\u1ec7c mua b\u00e1n ch\u1ecbu h\u00e0ng h\u00f3a ho\u1eb7c d\u1ecbch v\u1ee5.<\/p>\n<h3>50. T\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng<\/h3>\n<p>Ng\u00e2n h\u00e0ng ho\u1eb7c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng cung c\u1ea5p v\u1ed1n cho c\u00e1c ch\u1ee7 th\u1ec3 theo \u0111i\u1ec1u ki\u1ec7n t\u00edn d\u1ee5ng.<\/p>\n<h3>51. T\u00edn d\u1ee5ng nh\u00e0 n\u01b0\u1edbc<\/h3>\n<p>C\u00f3 th\u1ec3 ph\u00e1t sinh khi Nh\u00e0 n\u01b0\u1edbc vay ho\u1eb7c cung c\u1ea5p t\u00edn d\u1ee5ng theo c\u01a1 ch\u1ebf ph\u00f9 h\u1ee3p.<\/p>\n<h3>52. T\u00edn d\u1ee5ng ti\u00eau d\u00f9ng<\/h3>\n<p>\u0110\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 t\u00e0i tr\u1ee3 nhu c\u1ea7u ti\u00eau d\u00f9ng c\u1ee7a c\u00e1 nh\u00e2n ho\u1eb7c h\u1ed9 gia \u0111\u00ecnh.<\/p>\n<h3>53. T\u00edn d\u1ee5ng ng\u1eafn h\u1ea1n<\/h3>\n<p>C\u00f3 th\u1eddi h\u1ea1n t\u01b0\u01a1ng \u0111\u1ed1i ng\u1eafn v\u00e0 th\u01b0\u1eddng ph\u1ee5c v\u1ee5 nhu c\u1ea7u v\u1ed1n l\u01b0u \u0111\u1ed9ng ho\u1eb7c thanh kho\u1ea3n.<\/p>\n<h3>54. T\u00edn d\u1ee5ng trung v\u00e0 d\u00e0i h\u1ea1n<\/h3>\n<p>C\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng cho:<\/p>\n<ul>\n<li>\u0110\u1ea7u t\u01b0.<\/li>\n<li>T\u00e0i s\u1ea3n c\u1ed1 \u0111\u1ecbnh.<\/li>\n<li>D\u1ef1 \u00e1n.<\/li>\n<li>Nhu c\u1ea7u v\u1ed1n d\u00e0i h\u01a1n.<\/li>\n<\/ul>\n<h3>55. R\u1ee7i ro t\u00edn d\u1ee5ng<\/h3>\n<p>Credit Risk l\u00e0 nguy c\u01a1 ng\u01b0\u1eddi vay ho\u1eb7c \u0111\u1ed1i t\u00e1c kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u1ea7y \u0111\u1ee7 ngh\u0129a v\u1ee5 thanh to\u00e1n.<\/p>\n<h3>56. Th\u00f4ng tin b\u1ea5t c\u00e2n x\u1ee9ng trong t\u00edn d\u1ee5ng<\/h3>\n<p>Ng\u01b0\u1eddi vay v\u00e0 ng\u01b0\u1eddi cho vay c\u00f3 th\u1ec3 kh\u00f4ng c\u00f3 c\u00f9ng m\u1ee9c \u0111\u1ed9 th\u00f4ng tin.<\/p>\n<h3>57. L\u1ef1a ch\u1ecdn b\u1ea5t l\u1ee3i<\/h3>\n<p>Adverse Selection c\u00f3 th\u1ec3 xu\u1ea5t hi\u1ec7n tr\u01b0\u1edbc khi kho\u1ea3n t\u00edn d\u1ee5ng \u0111\u01b0\u1ee3c c\u1ea5p.<\/p>\n<h3>58. R\u1ee7i ro \u0111\u1ea1o \u0111\u1ee9c<\/h3>\n<p>Moral Hazard c\u00f3 th\u1ec3 xu\u1ea5t hi\u1ec7n khi ng\u01b0\u1eddi vay thay \u0111\u1ed5i h\u00e0nh vi sau khi nh\u1eadn v\u1ed1n.<\/p>\n<h3>59. T\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m<\/h3>\n<p>Collateral c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 gi\u1ea3m m\u1ed9t ph\u1ea7n r\u1ee7i ro v\u00e0 h\u1ed7 tr\u1ee3 ngh\u0129a v\u1ee5 t\u00edn d\u1ee5ng.<\/p>\n<h3>60. Kh\u00e1i ni\u1ec7m l\u00e3i su\u1ea5t<\/h3>\n<p>L\u00e3i su\u1ea5t ph\u1ea3n \u00e1nh chi ph\u00ed s\u1eed d\u1ee5ng v\u1ed1n ho\u1eb7c m\u1ee9c l\u1ee3i t\u1ee9c tr\u00ean m\u1ed9t kho\u1ea3n v\u1ed1n trong m\u1ed9t kho\u1ea3ng th\u1eddi gian.<\/p>\n<h3>61. L\u00e3i su\u1ea5t danh ngh\u0129a<\/h3>\n<p>Nominal Interest Rate l\u00e0 l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c bi\u1ec3u hi\u1ec7n tr\u1ef1c ti\u1ebfp m\u00e0 ch\u01b0a lo\u1ea1i tr\u1eeb t\u00e1c \u0111\u1ed9ng c\u1ee7a l\u1ea1m ph\u00e1t.<\/p>\n<h3>62. L\u00e3i su\u1ea5t th\u1ef1c<\/h3>\n<p>Real Interest Rate ph\u1ea3n \u00e1nh m\u1ee9c sinh l\u1eddi sau khi xem x\u00e9t \u1ea3nh h\u01b0\u1edfng c\u1ee7a l\u1ea1m ph\u00e1t theo c\u00e1ch ti\u1ebfp c\u1eadn t\u01b0\u01a1ng \u1ee9ng.<\/p>\n<h3>63. Ph\u01b0\u01a1ng tr\u00ecnh Fisher<\/h3>\n<p>C\u00f3 th\u1ec3 m\u00f4 t\u1ea3 quan h\u1ec7 gi\u1eefa:<\/p>\n<ul>\n<li>L\u00e3i su\u1ea5t danh ngh\u0129a.<\/li>\n<li>L\u00e3i su\u1ea5t th\u1ef1c.<\/li>\n<li>L\u1ea1m ph\u00e1t k\u1ef3 v\u1ecdng.<\/li>\n<\/ul>\n<p>C\u00f4ng th\u1ee9c c\u1ee5 th\u1ec3 c\u1ea7n theo gi\u00e1o tr\u00ecnh.<\/p>\n<h3>64. L\u00e3i su\u1ea5t \u0111\u01a1n<\/h3>\n<p>Simple Interest t\u00ednh l\u00e3i ch\u1ee7 y\u1ebfu d\u1ef1a tr\u00ean s\u1ed1 v\u1ed1n g\u1ed1c ban \u0111\u1ea7u.<\/p>\n<h3>65. L\u00e3i su\u1ea5t k\u00e9p<\/h3>\n<p>Compound Interest cho ph\u00e9p ti\u1ec1n l\u00e3i ph\u00e1t sinh ti\u1ebfp t\u1ee5c t\u1ea1o l\u00e3i \u1edf nh\u1eefng k\u1ef3 sau.<\/p>\n<h3>66. L\u00e3i su\u1ea5t c\u1ed1 \u0111\u1ecbnh<\/h3>\n<p>Fixed Rate gi\u1eef m\u1ed9t m\u1ee9c l\u00e3i su\u1ea5t theo \u0111i\u1ec1u ki\u1ec7n h\u1ee3p \u0111\u1ed3ng trong kho\u1ea3ng th\u1eddi gian x\u00e1c \u0111\u1ecbnh.<\/p>\n<h3>67. L\u00e3i su\u1ea5t th\u1ea3 n\u1ed5i<\/h3>\n<p>Floating Rate c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh theo m\u1ed9t m\u1ee9c tham chi\u1ebfu v\u00e0 \u0111i\u1ec1u ki\u1ec7n h\u1ee3p \u0111\u1ed3ng.<\/p>\n<h3>68. C\u1ea5u tr\u00fac r\u1ee7i ro c\u1ee7a l\u00e3i su\u1ea5t<\/h3>\n<p>L\u00e3i su\u1ea5t gi\u1eefa c\u00e1c c\u00f4ng c\u1ee5 c\u00f3 th\u1ec3 kh\u00e1c nhau do:<\/p>\n<ul>\n<li>R\u1ee7i ro t\u00edn d\u1ee5ng.<\/li>\n<li>Thanh kho\u1ea3n.<\/li>\n<li>Thu\u1ebf.<\/li>\n<li>\u0110i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng.<\/li>\n<\/ul>\n<h3>69. C\u1ea5u tr\u00fac k\u1ef3 h\u1ea1n c\u1ee7a l\u00e3i su\u1ea5t<\/h3>\n<p>Term Structure nghi\u00ean c\u1ee9u quan h\u1ec7 gi\u1eefa l\u00e3i su\u1ea5t v\u00e0 th\u1eddi h\u1ea1n c\u1ee7a c\u00e1c c\u00f4ng c\u1ee5 c\u00f3 \u0111\u1eb7c \u0111i\u1ec3m t\u01b0\u01a1ng \u0111\u1ed1i t\u01b0\u01a1ng \u0111\u1ed3ng.<\/p>\n<h3>70. \u0110\u01b0\u1eddng cong l\u1ee3i su\u1ea5t<\/h3>\n<p>Yield Curve th\u1ec3 hi\u1ec7n m\u1ed1i quan h\u1ec7 gi\u1eefa l\u1ee3i su\u1ea5t v\u00e0 k\u1ef3 h\u1ea1n.<\/p>\n<h3>71. \u0110\u01b0\u1eddng cong l\u1ee3i su\u1ea5t d\u1ed1c l\u00ean<\/h3>\n<p>C\u00f3 th\u1ec3 ph\u1ea3n \u00e1nh nhi\u1ec1u y\u1ebfu t\u1ed1 nh\u01b0 k\u1ef3 v\u1ecdng l\u00e3i su\u1ea5t, ph\u1ea7n b\u00f9 k\u1ef3 h\u1ea1n v\u00e0 \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng.<\/p>\n<h3>72. \u0110\u01b0\u1eddng cong l\u1ee3i su\u1ea5t \u0111\u1ea3o ng\u01b0\u1ee3c<\/h3>\n<p>X\u1ea3y ra khi l\u1ee3i su\u1ea5t ng\u1eafn h\u1ea1n cao h\u01a1n m\u1ed9t s\u1ed1 k\u1ef3 h\u1ea1n d\u00e0i h\u01a1n trong ph\u1ea1m vi quan s\u00e1t.<\/p>\n<h3>73. L\u00fd thuy\u1ebft k\u1ef3 v\u1ecdng<\/h3>\n<p>Expectations Theory gi\u1ea3i th\u00edch c\u1ea5u tr\u00fac k\u1ef3 h\u1ea1n d\u1ef1a tr\u00ean k\u1ef3 v\u1ecdng v\u1ec1 l\u00e3i su\u1ea5t t\u01b0\u01a1ng lai trong m\u1ed9t s\u1ed1 m\u00f4 h\u00ecnh.<\/p>\n<h3>74. L\u00fd thuy\u1ebft ph\u1ea7n b\u00f9 thanh kho\u1ea3n<\/h3>\n<p>Liquidity Premium Theory b\u1ed5 sung y\u1ebfu t\u1ed1 ph\u1ea7n b\u00f9 cho vi\u1ec7c n\u1eafm gi\u1eef t\u00e0i s\u1ea3n k\u1ef3 h\u1ea1n d\u00e0i.<\/p>\n<h3>75. L\u00fd thuy\u1ebft ph\u00e2n \u0111o\u1ea1n th\u1ecb tr\u01b0\u1eddng<\/h3>\n<p>Market Segmentation Theory nh\u1ea5n m\u1ea1nh cung v\u00e0 c\u1ea7u ri\u00eang bi\u1ec7t theo t\u1eebng khu v\u1ef1c k\u1ef3 h\u1ea1n.<\/p>\n<h3>76. Gi\u00e1 tr\u1ecb th\u1eddi gian c\u1ee7a ti\u1ec1n<\/h3>\n<p>Ti\u1ec1n hi\u1ec7n t\u1ea1i th\u01b0\u1eddng c\u00f3 gi\u00e1 tr\u1ecb kh\u00e1c ti\u1ec1n t\u01b0\u01a1ng lai do:<\/p>\n<ul>\n<li>Kh\u1ea3 n\u0103ng sinh l\u1eddi.<\/li>\n<li>R\u1ee7i ro.<\/li>\n<li>L\u1ea1m ph\u00e1t.<\/li>\n<li>Th\u1eddi gian.<\/li>\n<\/ul>\n<h3>77. Gi\u00e1 tr\u1ecb t\u01b0\u01a1ng lai<\/h3>\n<p>Future Value x\u00e1c \u0111\u1ecbnh gi\u00e1 tr\u1ecb t\u01b0\u01a1ng lai c\u1ee7a m\u1ed9t kho\u1ea3n v\u1ed1n sau qu\u00e1 tr\u00ecnh t\u00edch l\u0169y.<\/p>\n<h3>78. Gi\u00e1 tr\u1ecb hi\u1ec7n t\u1ea1i<\/h3>\n<p>Present Value quy \u0111\u1ed5i d\u00f2ng ti\u1ec1n t\u01b0\u01a1ng lai v\u1ec1 th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i.<\/p>\n<h3>79. Ni\u00ean kim<\/h3>\n<p>Annuity l\u00e0 chu\u1ed7i d\u00f2ng ti\u1ec1n b\u1eb1ng nhau ph\u00e1t sinh \u0111\u1ec1u \u0111\u1eb7n trong m\u1ed9t kho\u1ea3ng th\u1eddi gian.<\/p>\n<h3>80. Chi\u1ebft kh\u1ea5u<\/h3>\n<p>Discounting l\u00e0 qu\u00e1 tr\u00ecnh quy \u0111\u1ed5i d\u00f2ng ti\u1ec1n t\u01b0\u01a1ng lai v\u1ec1 gi\u00e1 tr\u1ecb hi\u1ec7n t\u1ea1i.<\/p>\n<h3>81. Kh\u00e1i ni\u1ec7m l\u1ea1m ph\u00e1t<\/h3>\n<p>Inflation l\u00e0 s\u1ef1 gia t\u0103ng li\u00ean t\u1ee5c c\u1ee7a m\u1ee9c gi\u00e1 chung trong n\u1ec1n kinh t\u1ebf trong m\u1ed9t kho\u1ea3ng th\u1eddi gian.<\/p>\n<h3>82. M\u1ee9c gi\u00e1 chung<\/h3>\n<p>L\u1ea1m ph\u00e1t li\u00ean quan \u0111\u1ebfn xu h\u01b0\u1edbng chung c\u1ee7a gi\u00e1 c\u1ea3 ch\u1ee9 kh\u00f4ng ph\u1ea3i ch\u1ec9 s\u1ef1 t\u0103ng gi\u00e1 c\u1ee7a m\u1ed9t m\u1eb7t h\u00e0ng ri\u00eang l\u1ebb.<\/p>\n<h3>83. Ch\u1ec9 s\u1ed1 gi\u00e1 ti\u00eau d\u00f9ng<\/h3>\n<p>CPI l\u00e0 m\u1ed9t ch\u1ec9 ti\u00eau th\u01b0\u1eddng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng \u0111\u1ec3 theo d\u00f5i bi\u1ebfn \u0111\u1ed9ng gi\u00e1 c\u1ee7a m\u1ed9t r\u1ed5 h\u00e0ng h\u00f3a v\u00e0 d\u1ecbch v\u1ee5 ti\u00eau d\u00f9ng.<\/p>\n<h3>84. T\u1ef7 l\u1ec7 l\u1ea1m ph\u00e1t<\/h3>\n<p>C\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh d\u1ef1a tr\u00ean t\u1ed1c \u0111\u1ed9 thay \u0111\u1ed5i c\u1ee7a m\u1ed9t ch\u1ec9 s\u1ed1 gi\u00e1 trong th\u1eddi gian nh\u1ea5t \u0111\u1ecbnh.<\/p>\n<h3>85. L\u1ea1m ph\u00e1t do c\u1ea7u k\u00e9o<\/h3>\n<p>Demand-Pull Inflation c\u00f3 th\u1ec3 x\u1ea3y ra khi t\u1ed5ng c\u1ea7u t\u0103ng nhanh h\u01a1n kh\u1ea3 n\u0103ng cung \u1ee9ng c\u1ee7a n\u1ec1n kinh t\u1ebf.<\/p>\n<h3>86. L\u1ea1m ph\u00e1t do chi ph\u00ed \u0111\u1ea9y<\/h3>\n<p>Cost-Push Inflation c\u00f3 th\u1ec3 ph\u00e1t sinh khi chi ph\u00ed \u0111\u1ea7u v\u00e0o t\u0103ng v\u00e0 t\u1ea1o \u00e1p l\u1ef1c l\u00ean gi\u00e1 b\u00e1n.<\/p>\n<h3>87. L\u1ea1m ph\u00e1t do ti\u1ec1n t\u1ec7<\/h3>\n<p>Trong m\u1ed9t s\u1ed1 c\u00e1ch ti\u1ebfp c\u1eadn, t\u0103ng tr\u01b0\u1edfng ti\u1ec1n qu\u00e1 nhanh so v\u1edbi s\u1ea3n l\u01b0\u1ee3ng c\u00f3 th\u1ec3 t\u1ea1o \u00e1p l\u1ef1c l\u1ea1m ph\u00e1t.<\/p>\n<h3>88. L\u1ea1m ph\u00e1t k\u1ef3 v\u1ecdng<\/h3>\n<p>K\u1ef3 v\u1ecdng c\u1ee7a doanh nghi\u1ec7p v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u1ec1 m\u1ee9c gi\u00e1 t\u01b0\u01a1ng lai c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng h\u00e0nh vi \u0111\u1ecbnh gi\u00e1 v\u00e0 ti\u1ec1n l\u01b0\u01a1ng.<\/p>\n<h3>89. L\u1ea1m ph\u00e1t d\u1ef1 ki\u1ebfn<\/h3>\n<p>Khi l\u1ea1m ph\u00e1t \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o t\u01b0\u01a1ng \u0111\u1ed1i ch\u00ednh x\u00e1c, c\u00e1c ch\u1ee7 th\u1ec3 c\u00f3 th\u1ec3 \u0111i\u1ec1u ch\u1ec9nh m\u1ed9t ph\u1ea7n h\u00e0nh vi kinh t\u1ebf.<\/p>\n<h3>90. L\u1ea1m ph\u00e1t b\u1ea5t ng\u1edd<\/h3>\n<p>Unexpected Inflation c\u00f3 th\u1ec3 t\u00e1i ph\u00e2n ph\u1ed1i thu nh\u1eadp v\u00e0 t\u00e0i s\u1ea3n gi\u1eefa c\u00e1c ch\u1ee7 th\u1ec3.<\/p>\n<h3>91. T\u00e1c \u0111\u1ed9ng c\u1ee7a l\u1ea1m ph\u00e1t t\u1edbi s\u1ee9c mua<\/h3>\n<p>Khi m\u1ee9c gi\u00e1 t\u0103ng, s\u1ee9c mua c\u1ee7a m\u1ed9t \u0111\u01a1n v\u1ecb ti\u1ec1n c\u00f3 th\u1ec3 gi\u1ea3m.<\/p>\n<h3>92. T\u00e1c \u0111\u1ed9ng c\u1ee7a l\u1ea1m ph\u00e1t t\u1edbi ng\u01b0\u1eddi cho vay v\u00e0 ng\u01b0\u1eddi vay<\/h3>\n<p>L\u1ea1m ph\u00e1t th\u1ef1c t\u1ebf kh\u00e1c k\u1ef3 v\u1ecdng c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng gi\u00e1 tr\u1ecb th\u1ef1c c\u1ee7a kho\u1ea3n n\u1ee3 v\u00e0 l\u1ee3i t\u1ee9c.<\/p>\n<h3>93. L\u1ea1m ph\u00e1t v\u00e0 l\u00e3i su\u1ea5t<\/h3>\n<p>L\u1ea1m ph\u00e1t k\u1ef3 v\u1ecdng c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng l\u00e3i su\u1ea5t danh ngh\u0129a tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n<h3>94. Gi\u1ea3m ph\u00e1t<\/h3>\n<p>Deflation l\u00e0 s\u1ef1 gi\u1ea3m k\u00e9o d\u00e0i c\u1ee7a m\u1ee9c gi\u00e1 chung.<\/p>\n<h3>95. R\u1ee7i ro c\u1ee7a gi\u1ea3m ph\u00e1t<\/h3>\n<p>C\u00f3 th\u1ec3 li\u00ean quan \u0111\u1ebfn:<\/p>\n<ul>\n<li>Tr\u00ec ho\u00e3n ti\u00eau d\u00f9ng.<\/li>\n<li>G\u00e1nh n\u1eb7ng n\u1ee3 th\u1ef1c t\u0103ng.<\/li>\n<li>Suy gi\u1ea3m \u0111\u1ea7u t\u01b0.<\/li>\n<li>\u00c1p l\u1ef1c l\u00ean t\u0103ng tr\u01b0\u1edfng.<\/li>\n<\/ul>\n<h3>96. Thi\u1ec3u ph\u00e1t<\/h3>\n<p>Disinflation l\u00e0 qu\u00e1 tr\u00ecnh t\u1ef7 l\u1ec7 l\u1ea1m ph\u00e1t gi\u1ea3m xu\u1ed1ng nh\u01b0ng m\u1ee9c gi\u00e1 chung v\u1eabn c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c t\u0103ng.<\/p>\n<h3>97. Si\u00eau l\u1ea1m ph\u00e1t<\/h3>\n<p>Hyperinflation l\u00e0 t\u00ecnh tr\u1ea1ng l\u1ea1m ph\u00e1t c\u1ef1c k\u1ef3 cao v\u00e0 k\u00e9o d\u00e0i, g\u00e2y suy gi\u1ea3m nghi\u00eam tr\u1ecdng ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n.<\/p>\n<h3>98. H\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh<\/h3>\n<p>H\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh k\u1ebft n\u1ed1i c\u00e1c ch\u1ee7 th\u1ec3 th\u1eb7ng d\u01b0 v\u1ed1n v\u1edbi c\u00e1c ch\u1ee7 th\u1ec3 thi\u1ebfu h\u1ee5t v\u1ed1n.<\/p>\n<h3>99. T\u00e0i ch\u00ednh tr\u1ef1c ti\u1ebfp<\/h3>\n<p>Ng\u01b0\u1eddi c\u1ea7n v\u1ed1n huy \u0111\u1ed9ng v\u1ed1n tr\u1ef1c ti\u1ebfp t\u1eeb ng\u01b0\u1eddi c\u00f3 v\u1ed1n th\u00f4ng qua c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh.<\/p>\n<h3>100. T\u00e0i ch\u00ednh gi\u00e1n ti\u1ebfp<\/h3>\n<p>V\u1ed1n \u0111\u01b0\u1ee3c chuy\u1ec3n th\u00f4ng qua c\u00e1c trung gian t\u00e0i ch\u00ednh.<\/p>\n<h3>101. Trung gian t\u00e0i ch\u00ednh<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m:<\/p>\n<ul>\n<li>Ng\u00e2n h\u00e0ng.<\/li>\n<li>C\u00f4ng ty t\u00e0i ch\u00ednh.<\/li>\n<li>Qu\u1ef9 \u0111\u1ea7u t\u01b0.<\/li>\n<li>C\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/li>\n<li>C\u00e1c t\u1ed5 ch\u1ee9c kh\u00e1c.<\/li>\n<\/ul>\n<h3>102. Vai tr\u00f2 c\u1ee7a trung gian t\u00e0i ch\u00ednh<\/h3>\n<p>C\u00f3 th\u1ec3:<\/p>\n<ul>\n<li>Gi\u1ea3m chi ph\u00ed giao d\u1ecbch.<\/li>\n<li>X\u1eed l\u00fd th\u00f4ng tin.<\/li>\n<li>Chia s\u1ebb r\u1ee7i ro.<\/li>\n<li>Cung c\u1ea5p thanh kho\u1ea3n.<\/li>\n<li>K\u1ebft n\u1ed1i ng\u01b0\u1eddi ti\u1ebft ki\u1ec7m v\u00e0 ng\u01b0\u1eddi vay.<\/li>\n<\/ul>\n<h3>103. Bi\u1ebfn \u0111\u1ed5i k\u1ef3 h\u1ea1n<\/h3>\n<p>Financial Intermediaries c\u00f3 th\u1ec3 huy \u0111\u1ed9ng v\u1ed1n ng\u1eafn h\u1ea1n v\u00e0 cung c\u1ea5p m\u1ed9t s\u1ed1 kho\u1ea3n t\u00e0i tr\u1ee3 d\u00e0i h\u01a1n.<\/p>\n<h3>104. Bi\u1ebfn \u0111\u1ed5i quy m\u00f4<\/h3>\n<p>Trung gian t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 t\u1eadp h\u1ee3p nhi\u1ec1u kho\u1ea3n ti\u1ebft ki\u1ec7m nh\u1ecf \u0111\u1ec3 t\u00e0i tr\u1ee3 nhu c\u1ea7u v\u1ed1n l\u1edbn.<\/p>\n<h3>105. Ph\u00e2n t\u00e1n r\u1ee7i ro<\/h3>\n<p>Trung gian t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 \u0111a d\u1ea1ng h\u00f3a danh m\u1ee5c v\u00e0 ph\u00e2n t\u00e1n m\u1ed9t ph\u1ea7n r\u1ee7i ro.<\/p>\n<h3>106. Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh<\/h3>\n<p>L\u00e0 n\u01a1i ho\u1eb7c c\u01a1 ch\u1ebf giao d\u1ecbch c\u00e1c c\u00f4ng c\u1ee5 v\u00e0 quy\u1ec1n t\u00e0i ch\u00ednh.<\/p>\n<h3>107. Th\u1ecb tr\u01b0\u1eddng s\u01a1 c\u1ea5p<\/h3>\n<p>Primary Market l\u00e0 n\u01a1i ch\u1ee9ng kho\u00e1n ho\u1eb7c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh l\u1ea7n \u0111\u1ea7u.<\/p>\n<h3>108. Th\u1ecb tr\u01b0\u1eddng th\u1ee9 c\u1ea5p<\/h3>\n<p>Secondary Market t\u1ea1o \u0111i\u1ec1u ki\u1ec7n mua b\u00e1n l\u1ea1i c\u00e1c c\u00f4ng c\u1ee5 \u0111\u00e3 ph\u00e1t h\u00e0nh.<\/p>\n<h3>109. Th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7<\/h3>\n<p>Money Market ch\u1ee7 y\u1ebfu giao d\u1ecbch c\u00e1c c\u00f4ng c\u1ee5 ng\u1eafn h\u1ea1n v\u00e0 c\u00f3 t\u00ednh thanh kho\u1ea3n t\u01b0\u01a1ng \u0111\u1ed1i cao.<\/p>\n<h3>110. Th\u1ecb tr\u01b0\u1eddng v\u1ed1n<\/h3>\n<p>Capital Market th\u01b0\u1eddng li\u00ean quan \u0111\u1ebfn c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i tr\u1ee3 trung v\u00e0 d\u00e0i h\u1ea1n.<\/p>\n<h3>111. C\u00f4ng c\u1ee5 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m:<\/p>\n<ul>\n<li>T\u00edn phi\u1ebfu.<\/li>\n<li>Ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi.<\/li>\n<li>Commercial Paper.<\/li>\n<li>C\u00e1c c\u00f4ng c\u1ee5 ng\u1eafn h\u1ea1n kh\u00e1c.<\/li>\n<\/ul>\n<h3>112. Tr\u00e1i phi\u1ebfu<\/h3>\n<p>Bond l\u00e0 c\u00f4ng c\u1ee5 n\u1ee3 th\u1ec3 hi\u1ec7n ngh\u0129a v\u1ee5 thanh to\u00e1n c\u1ee7a t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi s\u1edf h\u1eefu.<\/p>\n<h3>113. \u0110\u1eb7c \u0111i\u1ec3m c\u1ee7a tr\u00e1i phi\u1ebfu<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m:<\/p>\n<ul>\n<li>M\u1ec7nh gi\u00e1.<\/li>\n<li>Coupon.<\/li>\n<li>K\u1ef3 h\u1ea1n.<\/li>\n<li>L\u1ee3i su\u1ea5t.<\/li>\n<li>\u0110i\u1ec1u ki\u1ec7n ho\u00e0n tr\u1ea3.<\/li>\n<\/ul>\n<h3>114. Gi\u00e1 tr\u00e1i phi\u1ebfu v\u00e0 l\u00e3i su\u1ea5t<\/h3>\n<p>Trong \u0111i\u1ec1u ki\u1ec7n th\u00f4ng th\u01b0\u1eddng, gi\u00e1 tr\u00e1i phi\u1ebfu v\u00e0 l\u00e3i su\u1ea5t th\u1ecb tr\u01b0\u1eddng c\u00f3 xu h\u01b0\u1edbng bi\u1ebfn \u0111\u1ed9ng ng\u01b0\u1ee3c chi\u1ec1u.<\/p>\n<h3>115. C\u1ed5 phi\u1ebfu<\/h3>\n<p>Stock th\u1ec3 hi\u1ec7n quy\u1ec1n s\u1edf h\u1eefu \u0111\u1ed1i v\u1edbi m\u1ed9t ph\u1ea7n v\u1ed1n c\u1ee7a c\u00f4ng ty theo lo\u1ea1i c\u1ed5 phi\u1ebfu v\u00e0 quy \u0111\u1ecbnh \u00e1p d\u1ee5ng.<\/p>\n<h3>116. C\u1ed5 phi\u1ebfu ph\u1ed5 th\u00f4ng<\/h3>\n<p>Common Stock th\u01b0\u1eddng g\u1eafn v\u1edbi quy\u1ec1n l\u1ee3i v\u00e0 r\u1ee7i ro c\u1ee7a ch\u1ee7 s\u1edf h\u1eefu doanh nghi\u1ec7p.<\/p>\n<h3>117. R\u1ee7i ro v\u00e0 l\u1ee3i nhu\u1eadn tr\u00ean th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh<\/h3>\n<p>Nh\u00e0 \u0111\u1ea7u t\u01b0 th\u01b0\u1eddng xem x\u00e9t l\u1ee3i nhu\u1eadn k\u1ef3 v\u1ecdng c\u00f9ng m\u1ee9c \u0111\u1ed9 r\u1ee7i ro ph\u1ea3i ch\u1ea5p nh\u1eadn.<\/p>\n<h3>118. \u0110a d\u1ea1ng h\u00f3a<\/h3>\n<p>Diversification c\u00f3 th\u1ec3 gi\u1ea3m m\u1ed9t ph\u1ea7n r\u1ee7i ro ri\u00eang l\u1ebb th\u00f4ng qua vi\u1ec7c k\u1ebft h\u1ee3p nhi\u1ec1u t\u00e0i s\u1ea3n.<\/p>\n<h3>119. Kh\u00e1i ni\u1ec7m ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i<\/h3>\n<p>Ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i l\u00e0 trung gian t\u00e0i ch\u00ednh th\u1ef1c hi\u1ec7n c\u00e1c ho\u1ea1t \u0111\u1ed9ng ng\u00e2n h\u00e0ng theo khu\u00f4n kh\u1ed5 ph\u00e1p lu\u1eadt.<\/p>\n<h3>120. Ch\u1ee9c n\u0103ng trung gian t\u00edn d\u1ee5ng<\/h3>\n<p>Ng\u00e2n h\u00e0ng huy \u0111\u1ed9ng v\u1ed1n t\u1eeb c\u00e1c ch\u1ee7 th\u1ec3 th\u1eb7ng d\u01b0 v\u00e0 cung c\u1ea5p t\u00edn d\u1ee5ng cho c\u00e1c ch\u1ee7 th\u1ec3 c\u00f3 nhu c\u1ea7u v\u1ed1n.<\/p>\n<h3>121. Ch\u1ee9c n\u0103ng trung gian thanh to\u00e1n<\/h3>\n<p>Ng\u00e2n h\u00e0ng h\u1ed7 tr\u1ee3:<\/p>\n<ul>\n<li>Chuy\u1ec3n ti\u1ec1n.<\/li>\n<li>Thanh to\u00e1n.<\/li>\n<li>Qu\u1ea3n l\u00fd t\u00e0i kho\u1ea3n.<\/li>\n<li>C\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n kh\u00e1c.<\/li>\n<\/ul>\n<h3>122. Ngu\u1ed3n v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m:<\/p>\n<ul>\n<li>Ti\u1ec1n g\u1eedi.<\/li>\n<li>V\u1ed1n ch\u1ee7 s\u1edf h\u1eefu.<\/li>\n<li>Vay.<\/li>\n<li>Ph\u00e1t h\u00e0nh c\u00f4ng c\u1ee5 n\u1ee3.<\/li>\n<li>C\u00e1c ngu\u1ed3n h\u1ee3p ph\u00e1p kh\u00e1c.<\/li>\n<\/ul>\n<h3>123. T\u00e0i s\u1ea3n c\u1ee7a ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m:<\/p>\n<ul>\n<li>Ti\u1ec1n v\u00e0 d\u1ef1 tr\u1eef.<\/li>\n<li>Cho vay.<\/li>\n<li>Ch\u1ee9ng kho\u00e1n.<\/li>\n<li>T\u00e0i s\u1ea3n kh\u00e1c.<\/li>\n<\/ul>\n<h3>124. Ho\u1ea1t \u0111\u1ed9ng nh\u1eadn ti\u1ec1n g\u1eedi<\/h3>\n<p>Ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 nh\u1eadn:<\/p>\n<ul>\n<li>Ti\u1ec1n g\u1eedi thanh to\u00e1n.<\/li>\n<li>Ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m.<\/li>\n<li>Ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n.<\/li>\n<\/ul>\n<p>theo s\u1ea3n ph\u1ea9m v\u00e0 quy \u0111\u1ecbnh.<\/p>\n<h3>125. Ho\u1ea1t \u0111\u1ed9ng cho vay<\/h3>\n<p>Cho vay c\u00f3 th\u1ec3 ph\u00e2n lo\u1ea1i theo:<\/p>\n<ul>\n<li>Th\u1eddi h\u1ea1n.<\/li>\n<li>M\u1ee5c \u0111\u00edch.<\/li>\n<li>Kh\u00e1ch h\u00e0ng.<\/li>\n<li>T\u00e0i s\u1ea3n b\u1ea3o \u0111\u1ea3m.<\/li>\n<li>Ph\u01b0\u01a1ng th\u1ee9c tr\u1ea3 n\u1ee3.<\/li>\n<\/ul>\n<h3>126. Ch\u00eanh l\u1ec7ch l\u00e3i su\u1ea5t<\/h3>\n<p>Net Interest Margin v\u00e0 c\u00e1c ch\u1ec9 ti\u00eau t\u01b0\u01a1ng t\u1ef1 c\u00f3 th\u1ec3 ph\u1ea3n \u00e1nh hi\u1ec7u qu\u1ea3 c\u1ee7a ho\u1ea1t \u0111\u1ed9ng trung gian t\u00edn d\u1ee5ng theo c\u00e1ch \u0111o.<\/p>\n<h3>127. R\u1ee7i ro thanh kho\u1ea3n ng\u00e2n h\u00e0ng<\/h3>\n<p>X\u1ea3y ra khi ng\u00e2n h\u00e0ng g\u1eb7p kh\u00f3 kh\u0103n trong vi\u1ec7c \u0111\u00e1p \u1ee9ng ngh\u0129a v\u1ee5 thanh to\u00e1n \u0111\u00fang h\u1ea1n.<\/p>\n<h3>128. R\u1ee7i ro l\u00e3i su\u1ea5t ng\u00e2n h\u00e0ng<\/h3>\n<p>Bi\u1ebfn \u0111\u1ed9ng l\u00e3i su\u1ea5t c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng thu nh\u1eadp v\u00e0 gi\u00e1 tr\u1ecb kinh t\u1ebf c\u1ee7a t\u00e0i s\u1ea3n, n\u1ee3 c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n<h3>129. R\u1ee7i ro t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng<\/h3>\n<p>Ph\u00e1t sinh khi kh\u00e1ch h\u00e0ng kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u1ea7y \u0111\u1ee7 ngh\u0129a v\u1ee5 tr\u1ea3 n\u1ee3.<\/p>\n<h3>130. Qu\u1ea3n tr\u1ecb t\u00e0i s\u1ea3n v\u00e0 ngu\u1ed3n v\u1ed1n<\/h3>\n<p>Asset-Liability Management nh\u1eb1m ph\u1ed1i h\u1ee3p c\u1ea5u tr\u00fac t\u00e0i s\u1ea3n v\u00e0 ngu\u1ed3n v\u1ed1n \u0111\u1ec3 qu\u1ea3n l\u00fd thanh kho\u1ea3n, l\u00e3i su\u1ea5t v\u00e0 l\u1ee3i nhu\u1eadn.<\/p>\n<h3>131. Kh\u00e1i ni\u1ec7m ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng<\/h3>\n<p>Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng l\u00e0 c\u01a1 quan gi\u1eef vai tr\u00f2 trung t\u00e2m trong h\u1ec7 th\u1ed1ng ti\u1ec1n t\u1ec7 v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c ch\u1ee9c n\u0103ng theo ph\u00e1p lu\u1eadt.<\/p>\n<h3>132. Ch\u1ee9c n\u0103ng ph\u00e1t h\u00e0nh ti\u1ec1n<\/h3>\n<p>Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng th\u01b0\u1eddng c\u00f3 vai tr\u00f2 ch\u1ee7 y\u1ebfu trong vi\u1ec7c ph\u00e1t h\u00e0nh ti\u1ec1n ph\u00e1p \u0111\u1ecbnh theo khu\u00f4n kh\u1ed5 ph\u00e1p lu\u1eadt.<\/p>\n<h3>133. Ng\u00e2n h\u00e0ng c\u1ee7a c\u00e1c ng\u00e2n h\u00e0ng<\/h3>\n<p>Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng c\u00f3 th\u1ec3:<\/p>\n<ul>\n<li>Qu\u1ea3n l\u00fd d\u1ef1 tr\u1eef.<\/li>\n<li>H\u1ed7 tr\u1ee3 thanh to\u00e1n.<\/li>\n<li>Cung c\u1ea5p thanh kho\u1ea3n.<\/li>\n<li>Th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 ch\u1ee9c n\u0103ng \u0111\u1ed1i v\u1edbi h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/li>\n<\/ul>\n<h3>134. Ng\u01b0\u1eddi cho vay cu\u1ed1i c\u00f9ng<\/h3>\n<p>Lender of Last Resort c\u00f3 th\u1ec3 cung c\u1ea5p thanh kho\u1ea3n trong nh\u1eefng \u0111i\u1ec1u ki\u1ec7n nh\u1ea5t \u0111\u1ecbnh nh\u1eb1m h\u1ed7 tr\u1ee3 \u1ed5n \u0111\u1ecbnh h\u1ec7 th\u1ed1ng.<\/p>\n<h3>135. Ng\u00e2n h\u00e0ng c\u1ee7a Ch\u00ednh ph\u1ee7<\/h3>\n<p>Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n m\u1ed9t s\u1ed1 ch\u1ee9c n\u0103ng ng\u00e2n h\u00e0ng v\u00e0 \u0111\u1ea1i l\u00fd t\u00e0i ch\u00ednh cho Ch\u00ednh ph\u1ee7 theo quy \u0111\u1ecbnh.<\/p>\n<h3>136. M\u1ee5c ti\u00eau c\u1ee7a ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7<\/h3>\n<p>C\u00f3 th\u1ec3 h\u01b0\u1edbng t\u1edbi:<\/p>\n<ul>\n<li>\u1ed4n \u0111\u1ecbnh gi\u00e1 c\u1ea3.<\/li>\n<li>\u1ed4n \u0111\u1ecbnh ti\u1ec1n t\u1ec7.<\/li>\n<li>H\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng.<\/li>\n<li>\u1ed4n \u0111\u1ecbnh h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.<\/li>\n<\/ul>\n<p>M\u1ee5c ti\u00eau c\u1ee5 th\u1ec3 ph\u1ee5 thu\u1ed9c khu\u00f4n kh\u1ed5 ch\u00ednh s\u00e1ch.<\/p>\n<h3>137. Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 m\u1edf r\u1ed9ng<\/h3>\n<p>C\u00f3 th\u1ec3 h\u01b0\u1edbng t\u1edbi t\u0103ng m\u1ee9c \u0111\u1ed9 n\u1edbi l\u1ecfng \u0111i\u1ec1u ki\u1ec7n ti\u1ec1n t\u1ec7 \u0111\u1ec3 h\u1ed7 tr\u1ee3 ho\u1ea1t \u0111\u1ed9ng kinh t\u1ebf trong nh\u1eefng b\u1ed1i c\u1ea3nh ph\u00f9 h\u1ee3p.<\/p>\n<h3>138. Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 th\u1eaft ch\u1eb7t<\/h3>\n<p>C\u00f3 th\u1ec3 h\u01b0\u1edbng t\u1edbi h\u1ea1n ch\u1ebf \u00e1p l\u1ef1c l\u1ea1m ph\u00e1t ho\u1eb7c gi\u1ea3m m\u1ee9c \u0111\u1ed9 n\u1edbi l\u1ecfng ti\u1ec1n t\u1ec7.<\/p>\n<h3>139. Nghi\u1ec7p v\u1ee5 th\u1ecb tr\u01b0\u1eddng m\u1edf<\/h3>\n<p>Open Market Operations li\u00ean quan \u0111\u1ebfn vi\u1ec7c ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng giao d\u1ecbch c\u00e1c c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh \u0111\u1ec3 t\u00e1c \u0111\u1ed9ng t\u1edbi thanh kho\u1ea3n v\u00e0 \u0111i\u1ec1u ki\u1ec7n ti\u1ec1n t\u1ec7.<\/p>\n<h3>140. D\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c nh\u01b0 c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch<\/h3>\n<p>Thay \u0111\u1ed5i y\u00eau c\u1ea7u d\u1ef1 tr\u1eef c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng kh\u1ea3 n\u0103ng t\u1ea1o t\u00edn d\u1ee5ng v\u00e0 thanh kho\u1ea3n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/p>\n<h3>141. L\u00e3i su\u1ea5t ch\u00ednh s\u00e1ch<\/h3>\n<p>Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng c\u00e1c m\u1ee9c l\u00e3i su\u1ea5t \u0111i\u1ec1u h\u00e0nh \u0111\u1ec3 t\u00e1c \u0111\u1ed9ng t\u1edbi \u0111i\u1ec1u ki\u1ec7n ti\u1ec1n t\u1ec7 v\u00e0 l\u00e3i su\u1ea5t th\u1ecb tr\u01b0\u1eddng.<\/p>\n<h3>142. C\u01a1 ch\u1ebf truy\u1ec1n d\u1eabn ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7<\/h3>\n<p>Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 c\u00f3 th\u1ec3 truy\u1ec1n d\u1eabn qua:<\/p>\n<ul>\n<li>L\u00e3i su\u1ea5t.<\/li>\n<li>T\u00edn d\u1ee5ng.<\/li>\n<li>Gi\u00e1 t\u00e0i s\u1ea3n.<\/li>\n<li>T\u1ef7 gi\u00e1.<\/li>\n<li>K\u1ef3 v\u1ecdng.<\/li>\n<\/ul>\n<h3>143. K\u00eanh l\u00e3i su\u1ea5t<\/h3>\n<p>Thay \u0111\u1ed5i \u0111i\u1ec1u ki\u1ec7n ti\u1ec1n t\u1ec7 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng l\u00e3i su\u1ea5t, t\u1eeb \u0111\u00f3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn ti\u00eau d\u00f9ng v\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n<h3>144. K\u00eanh t\u00edn d\u1ee5ng<\/h3>\n<p>Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng kh\u1ea3 n\u0103ng v\u00e0 \u0111i\u1ec1u ki\u1ec7n cung c\u1ea5p t\u00edn d\u1ee5ng c\u1ee7a h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.<\/p>\n<h3>145. K\u00eanh k\u1ef3 v\u1ecdng<\/h3>\n<p>Th\u00f4ng tin v\u00e0 \u0111\u1ecbnh h\u01b0\u1edbng c\u1ee7a ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng c\u00f3 th\u1ec3 \u1ea3nh h\u01b0\u1edfng k\u1ef3 v\u1ecdng c\u1ee7a c\u00e1c ch\u1ee7 th\u1ec3 v\u1ec1 l\u1ea1m ph\u00e1t, l\u00e3i su\u1ea5t v\u00e0 kinh t\u1ebf.<\/p>\n<h3>146. Kh\u00e1i ni\u1ec7m t\u1ef7 gi\u00e1<\/h3>\n<p>Exchange Rate l\u00e0 m\u1ee9c gi\u00e1 c\u1ee7a m\u1ed9t \u0111\u1ed3ng ti\u1ec1n \u0111\u01b0\u1ee3c bi\u1ec3u th\u1ecb b\u1eb1ng m\u1ed9t \u0111\u1ed3ng ti\u1ec1n kh\u00e1c.<\/p>\n<h3>147. T\u1ef7 gi\u00e1 danh ngh\u0129a v\u00e0 t\u1ef7 gi\u00e1 th\u1ef1c<\/h3>\n<p>Nominal Exchange Rate ph\u1ea3n \u00e1nh t\u1ef7 l\u1ec7 trao \u0111\u1ed5i gi\u1eefa c\u00e1c \u0111\u1ed3ng ti\u1ec1n.<\/p>\n<p>Real Exchange Rate \u0111i\u1ec1u ch\u1ec9nh th\u00eam y\u1ebfu t\u1ed1 m\u1ee9c gi\u00e1 theo m\u00f4 h\u00ecnh s\u1eed d\u1ee5ng.<\/p>\n<h3>148. Th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i<\/h3>\n<p>Foreign Exchange Market l\u00e0 n\u01a1i ho\u1eb7c c\u01a1 ch\u1ebf giao d\u1ecbch:<\/p>\n<ul>\n<li>Ngo\u1ea1i t\u1ec7.<\/li>\n<li>C\u00e1c c\u00f4ng c\u1ee5 li\u00ean quan \u0111\u1ebfn t\u1ef7 gi\u00e1.<\/li>\n<\/ul>\n<h3>149. C\u00e1c y\u1ebfu t\u1ed1 \u1ea3nh h\u01b0\u1edfng t\u1ef7 gi\u00e1<\/h3>\n<p>C\u00f3 th\u1ec3 g\u1ed3m:<\/p>\n<ul>\n<li>L\u1ea1m ph\u00e1t.<\/li>\n<li>L\u00e3i su\u1ea5t.<\/li>\n<li>C\u00e1n c\u00e2n thanh to\u00e1n.<\/li>\n<li>K\u1ef3 v\u1ecdng.<\/li>\n<li>Ch\u00ednh s\u00e1ch.<\/li>\n<li>D\u00f2ng v\u1ed1n.<\/li>\n<\/ul>\n<h3>150. C\u00e1n c\u00e2n thanh to\u00e1n<\/h3>\n<p>Balance of Payments ghi nh\u1eadn c\u00e1c giao d\u1ecbch kinh t\u1ebf gi\u1eefa m\u1ed9t n\u1ec1n kinh t\u1ebf v\u00e0 ph\u1ea7n c\u00f2n l\u1ea1i c\u1ee7a th\u1ebf gi\u1edbi trong m\u1ed9t th\u1eddi k\u1ef3.<\/p>\n<p>C\u00f3 th\u1ec3 bao g\u1ed3m:<\/p>\n<ul>\n<li>T\u00e0i kho\u1ea3n v\u00e3ng lai.<\/li>\n<li>T\u00e0i kho\u1ea3n v\u1ed1n.<\/li>\n<li>T\u00e0i kho\u1ea3n t\u00e0i ch\u00ednh.<\/li>\n<li>C\u00e1c kho\u1ea3n \u0111i\u1ec1u ch\u1ec9nh theo h\u1ec7 th\u1ed1ng th\u1ed1ng k\u00ea \u00e1p d\u1ee5ng.<\/li>\n<\/ul>\n<h3>151. K\u1ef9 n\u0103ng l\u00e0m b\u00e0i tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7<\/h3>\n<p>Khi l\u00e0m b\u00e0i:<\/p>\n<ul>\n<li>Ph\u00e2n bi\u1ec7t t\u00e0i ch\u00ednh v\u00e0 ti\u1ec1n t\u1ec7.<\/li>\n<li>N\u1eafm c\u00e1c ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n.<\/li>\n<li>Ph\u00e2n bi\u1ec7t c\u00e1c kh\u1ed1i ti\u1ec1n.<\/li>\n<li>Hi\u1ec3u c\u01a1 s\u1edf ti\u1ec1n t\u1ec7 v\u00e0 cung ti\u1ec1n.<\/li>\n<li>N\u1eafm nguy\u00ean l\u00fd t\u1ea1o ti\u1ec1n c\u1ee7a h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/li>\n<li>Hi\u1ec3u c\u1ea7u ti\u1ec1n giao d\u1ecbch, d\u1ef1 ph\u00f2ng v\u00e0 \u0111\u1ea7u c\u01a1.<\/li>\n<li>Ph\u00e2n bi\u1ec7t t\u00edn d\u1ee5ng th\u01b0\u01a1ng m\u1ea1i v\u00e0 t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng.<\/li>\n<li>N\u1eafm l\u00e3i su\u1ea5t danh ngh\u0129a v\u00e0 l\u00e3i su\u1ea5t th\u1ef1c.<\/li>\n<li>Hi\u1ec3u quan h\u1ec7 gi\u1eefa gi\u00e1 tr\u00e1i phi\u1ebfu v\u00e0 l\u00e3i su\u1ea5t.<\/li>\n<li>Ph\u00e2n bi\u1ec7t l\u1ea1m ph\u00e1t, gi\u1ea3m ph\u00e1t v\u00e0 thi\u1ec3u ph\u00e1t.<\/li>\n<li>N\u1eafm nguy\u00ean nh\u00e2n v\u00e0 t\u00e1c \u0111\u1ed9ng c\u1ee7a l\u1ea1m ph\u00e1t.<\/li>\n<li>Ph\u00e2n bi\u1ec7t th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 v\u00e0 th\u1ecb tr\u01b0\u1eddng v\u1ed1n.<\/li>\n<li>N\u1eafm vai tr\u00f2 trung gian t\u00e0i ch\u00ednh.<\/li>\n<li>Hi\u1ec3u ch\u1ee9c n\u0103ng ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/li>\n<li>Ph\u00e2n bi\u1ec7t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i v\u1edbi ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng.<\/li>\n<li>N\u1eafm c\u00e1c c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/li>\n<li>Hi\u1ec3u c\u00e1c k\u00eanh truy\u1ec1n d\u1eabn ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/li>\n<li>Ph\u00e2n bi\u1ec7t t\u1ef7 gi\u00e1 danh ngh\u0129a v\u00e0 t\u1ef7 gi\u00e1 th\u1ef1c.<\/li>\n<li>Ch\u00fa \u00fd d\u1eef li\u1ec7u, c\u00f4ng th\u1ee9c v\u00e0 gi\u1ea3 \u0111\u1ecbnh c\u1ee7a t\u1eebng m\u00f4 h\u00ecnh.<\/li>\n<li>T\u1ef1 tr\u1ea3 l\u1eddi tr\u01b0\u1edbc khi \u0111\u1ed1i chi\u1ebfu \u0111\u00e1p \u00e1n.<\/li>\n<\/ul>\n<h2>C\u00e1ch \u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU hi\u1ec7u qu\u1ea3<\/h2>\n<h3>B\u01b0\u1edbc 1: H\u1ecdc theo d\u00f2ng v\u1eadn \u0111\u1ed9ng c\u1ee7a ti\u1ec1n<\/h3>\n<p>C\u00f3 th\u1ec3 ghi nh\u1edb:<\/p>\n<ol>\n<li>Ti\u1ec1n.<\/li>\n<li>Cung ti\u1ec1n.<\/li>\n<li>C\u1ea7u ti\u1ec1n.<\/li>\n<li>T\u00edn d\u1ee5ng.<\/li>\n<li>L\u00e3i su\u1ea5t.<\/li>\n<li>Ng\u00e2n h\u00e0ng.<\/li>\n<li>Ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/li>\n<li>T\u1ef7 gi\u00e1.<\/li>\n<\/ol>\n<h3>B\u01b0\u1edbc 2: H\u1ecdc ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n th\u1eadt ch\u1eafc<\/h3>\n<p>C\u1ea7n ph\u00e2n bi\u1ec7t:<\/p>\n<ul>\n<li>Ph\u01b0\u01a1ng ti\u1ec7n trao \u0111\u1ed5i.<\/li>\n<li>\u0110\u01a1n v\u1ecb t\u00ednh to\u00e1n.<\/li>\n<li>L\u01b0u gi\u1eef gi\u00e1 tr\u1ecb.<\/li>\n<li>Ph\u01b0\u01a1ng ti\u1ec7n thanh to\u00e1n.<\/li>\n<\/ul>\n<h3>B\u01b0\u1edbc 3: H\u1ecdc cung ti\u1ec1n b\u1eb1ng s\u01a1 \u0111\u1ed3 h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng<\/h3>\n<p>C\u00f3 th\u1ec3 li\u00ean h\u1ec7:<\/p>\n<ul>\n<li>Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng.<\/li>\n<li>C\u01a1 s\u1edf ti\u1ec1n t\u1ec7.<\/li>\n<li>D\u1ef1 tr\u1eef ng\u00e2n h\u00e0ng.<\/li>\n<li>Ti\u1ec1n g\u1eedi.<\/li>\n<li>T\u00edn d\u1ee5ng.<\/li>\n<li>Cung ti\u1ec1n.<\/li>\n<\/ul>\n<h3>B\u01b0\u1edbc 4: H\u1ecdc l\u00e3i su\u1ea5t theo c\u00e1c c\u1eb7p kh\u00e1i ni\u1ec7m<\/h3>\n<p>Ph\u00e2n bi\u1ec7t:<\/p>\n<ul>\n<li>Nominal v\u00e0 Real Interest Rate.<\/li>\n<li>Simple v\u00e0 Compound Interest.<\/li>\n<li>Fixed v\u00e0 Floating Rate.<\/li>\n<li>Short-Term v\u00e0 Long-Term Rate.<\/li>\n<\/ul>\n<h3>B\u01b0\u1edbc 5: H\u1ecdc l\u1ea1m ph\u00e1t theo nguy\u00ean nh\u00e2n v\u00e0 t\u00e1c \u0111\u1ed9ng<\/h3>\n<p>C\u00f3 th\u1ec3 chia:<\/p>\n<ul>\n<li>Demand-Pull.<\/li>\n<li>Cost-Push.<\/li>\n<li>Monetary Factors.<\/li>\n<li>Expected Inflation.<\/li>\n<li>Unexpected Inflation.<\/li>\n<\/ul>\n<h3>B\u01b0\u1edbc 6: H\u1ecdc h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh b\u1eb1ng s\u01a1 \u0111\u1ed3<\/h3>\n<p>Theo d\u00f5i:<\/p>\n<ul>\n<li>Ng\u01b0\u1eddi ti\u1ebft ki\u1ec7m.<\/li>\n<li>Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/li>\n<li>Trung gian t\u00e0i ch\u00ednh.<\/li>\n<li>Ng\u01b0\u1eddi c\u1ea7n v\u1ed1n.<\/li>\n<\/ul>\n<h3>B\u01b0\u1edbc 7: H\u1ecdc ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i b\u1eb1ng b\u1ea3ng c\u00e2n \u0111\u1ed1i<\/h3>\n<p>C\u1ea7n hi\u1ec3u:<\/p>\n<ul>\n<li>Ngu\u1ed3n v\u1ed1n.<\/li>\n<li>T\u00e0i s\u1ea3n.<\/li>\n<li>Ti\u1ec1n g\u1eedi.<\/li>\n<li>D\u1ef1 tr\u1eef.<\/li>\n<li>Cho vay.<\/li>\n<li>Thanh kho\u1ea3n.<\/li>\n<\/ul>\n<h3>B\u01b0\u1edbc 8: H\u1ecdc ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 b\u1eb1ng chu\u1ed7i truy\u1ec1n d\u1eabn<\/h3>\n<p>C\u00f3 th\u1ec3 theo:<\/p>\n<ol>\n<li>C\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch.<\/li>\n<li>Thanh kho\u1ea3n.<\/li>\n<li>L\u00e3i su\u1ea5t.<\/li>\n<li>T\u00edn d\u1ee5ng.<\/li>\n<li>Chi ti\u00eau v\u00e0 \u0111\u1ea7u t\u01b0.<\/li>\n<li>T\u1ed5ng c\u1ea7u.<\/li>\n<li>S\u1ea3n l\u01b0\u1ee3ng v\u00e0 gi\u00e1 c\u1ea3.<\/li>\n<\/ol>\n<h3>B\u01b0\u1edbc 9: T\u1ef1 tr\u1ea3 l\u1eddi tr\u01b0\u1edbc khi xem \u0111\u00e1p \u00e1n<\/h3>\n<p>V\u1edbi m\u1ed7i c\u00e2u:<\/p>\n<ol>\n<li>X\u00e1c \u0111\u1ecbnh nh\u00f3m ki\u1ebfn th\u1ee9c.<\/li>\n<li>X\u00e1c \u0111\u1ecbnh kh\u00e1i ni\u1ec7m ho\u1eb7c c\u00f4ng th\u1ee9c.<\/li>\n<li>Ki\u1ec3m tra \u0111i\u1ec1u ki\u1ec7n v\u00e0 gi\u1ea3 \u0111\u1ecbnh.<\/li>\n<li>Lo\u1ea1i ph\u01b0\u01a1ng \u00e1n sai r\u00f5 r\u00e0ng.<\/li>\n<li>T\u1ef1 ch\u1ecdn \u0111\u00e1p \u00e1n.<\/li>\n<li>Sau \u0111\u00f3 m\u1edbi \u0111\u1ed1i chi\u1ebfu.<\/li>\n<\/ol>\n<h3>B\u01b0\u1edbc 10: K\u1ebft h\u1ee3p t\u00e0i li\u1ec7u ch\u00ednh th\u1ee9c<\/h3>\n<p>T\u00e0i li\u1ec7u tr\u1eafc nghi\u1ec7m n\u00ean \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng c\u00f9ng:<\/p>\n<ul>\n<li>Gi\u00e1o tr\u00ecnh T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7.<\/li>\n<li>Slide b\u00e0i gi\u1ea3ng.<\/li>\n<li>\u0110\u1ec1 c\u01b0\u01a1ng h\u1ecdc ph\u1ea7n.<\/li>\n<li>B\u00e0i t\u1eadp cung ti\u1ec1n v\u00e0 s\u1ed1 nh\u00e2n ti\u1ec1n.<\/li>\n<li>B\u00e0i t\u1eadp l\u00e3i su\u1ea5t.<\/li>\n<li>B\u00e0i t\u1eadp gi\u00e1 tr\u1ecb th\u1eddi gian c\u1ee7a ti\u1ec1n.<\/li>\n<li>T\u00e0i li\u1ec7u v\u1ec1 ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/li>\n<li>T\u00e0i li\u1ec7u v\u1ec1 ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng v\u00e0 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/li>\n<li>T\u00e0i li\u1ec7u v\u1ec1 t\u1ef7 gi\u00e1 v\u00e0 th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i.<\/li>\n<li>T\u00e0i li\u1ec7u do gi\u1ea3ng vi\u00ean cung c\u1ea5p.<\/li>\n<\/ul>\n<p>T\u00e0i li\u1ec7u \u0111\u00e1p \u00e1n h\u1ed7 tr\u1ee3 luy\u1ec7n t\u1eadp v\u00e0 tra c\u1ee9u, kh\u00f4ng thay th\u1ebf ngu\u1ed3n h\u1ecdc t\u1eadp ch\u00ednh th\u1ee9c.<\/p>\n<h2>Xem tr\u01b0\u1edbc t\u00e0i li\u1ec7u T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/h2>\n<p>Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 xem tr\u01b0\u1edbc kho\u1ea3ng 20\u201330% n\u1ed9i dung c\u1ee7a t\u00e0i li\u1ec7u 151 trang tr\u01b0\u1edbc khi quy\u1ebft \u0111\u1ecbnh t\u1ea3i b\u1ea3n \u0111\u1ea7y \u0111\u1ee7.<\/p>\n<p>Ph\u1ea7n xem tr\u01b0\u1edbc gi\u00fap ki\u1ec3m tra:<\/p>\n<ul>\n<li>C\u1ea5u tr\u00fac t\u00e0i li\u1ec7u.<\/li>\n<li>D\u1ea1ng c\u00e2u h\u1ecfi.<\/li>\n<li>C\u00e1ch tr\u00ecnh b\u00e0y.<\/li>\n<li>C\u00e1ch b\u1ed1 tr\u00ed \u0111\u00e1p \u00e1n.<\/li>\n<li>M\u1ee9c \u0111\u1ed9 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u h\u1ecdc t\u1eadp.<\/li>\n<li>M\u1ed9t ph\u1ea7n n\u1ed9i dung th\u1ef1c t\u1ebf c\u1ee7a t\u00e0i li\u1ec7u.<\/li>\n<\/ul>\n<p>File preview \u0111\u01b0\u1ee3c tool t\u1ef1 x\u00e1c \u0111\u1ecbnh:<\/p>\n<p>tai-chinh-tien-te-VNU-preview.docx<\/p>\n<h2>T\u1ea3i \u0111\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/h2>\n<p>Quy tr\u00ecnh nh\u1eadn t\u00e0i li\u1ec7u:<\/p>\n<ol>\n<li>Xem tr\u01b0\u1edbc kho\u1ea3ng 20\u201330% n\u1ed9i dung.<\/li>\n<li>Ki\u1ec3m tra t\u00e0i li\u1ec7u c\u00f3 ph\u00f9 h\u1ee3p v\u1edbi nhu c\u1ea7u.<\/li>\n<li>Ch\u1ecdn t\u1ea3i t\u00e0i li\u1ec7u.<\/li>\n<li>Thanh to\u00e1n qua VNPAY.<\/li>\n<li>H\u1ec7 th\u1ed1ng x\u00e1c nh\u1eadn giao d\u1ecbch th\u00e0nh c\u00f4ng.<\/li>\n<li>Nh\u1eadn quy\u1ec1n t\u1ea3i file DOCX \u0111\u1ea7y \u0111\u1ee7 151 trang.<\/li>\n<\/ol>\n<p>\ud83d\udce5 Sau khi thanh to\u00e1n th\u00e0nh c\u00f4ng, ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 t\u1ea3i t\u00e0i li\u1ec7u \u0111\u1ea7y \u0111\u1ee7 v\u1ec1 m\u00e1y \u0111\u1ec3 s\u1eed d\u1ee5ng trong qu\u00e1 tr\u00ecnh h\u1ecdc t\u1eadp.<\/p>\n<p><strong>\ud83d\udc49 NH\u1ea4N \u201cT\u1ea2I XU\u1ed0NG NGAY\u201d \u0110\u1ec2 NH\u1eacN FILE \u0110\u1ea6Y \u0110\u1ee6.<\/strong><\/p>\n<h2>L\u1ee3i \u00edch khi s\u1eed d\u1ee5ng t\u00e0i li\u1ec7u T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/h2>\n<p>\u2705 File DOCX 151 trang thu\u1eadn ti\u1ec7n s\u1eed d\u1ee5ng.<\/p>\n<p>\u2705 Luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi tr\u1eafc nghi\u1ec7m.<\/p>\n<p>\u2705 Ki\u1ec3m tra v\u00e0 \u0111\u1ed1i chi\u1ebfu \u0111\u00e1p \u00e1n thu\u1eadn ti\u1ec7n.<\/p>\n<p>\u2705 H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7.<\/p>\n<p>\u2705 C\u1ee7ng c\u1ed1 b\u1ea3n ch\u1ea5t v\u00e0 ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n.<\/p>\n<p>\u2705 \u00d4n t\u1eadp cung ti\u1ec1n v\u00e0 c\u1ea7u ti\u1ec1n.<\/p>\n<p>\u2705 H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 c\u01a1 s\u1edf ti\u1ec1n t\u1ec7.<\/p>\n<p>\u2705 C\u1ee7ng c\u1ed1 s\u1ed1 nh\u00e2n ti\u1ec1n v\u00e0 t\u1ea1o ti\u1ec1n ng\u00e2n h\u00e0ng.<\/p>\n<p>\u2705 \u00d4n t\u1eadp t\u00edn d\u1ee5ng.<\/p>\n<p>\u2705 H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 l\u00e3i su\u1ea5t.<\/p>\n<p>\u2705 C\u1ee7ng c\u1ed1 l\u00e3i su\u1ea5t danh ngh\u0129a v\u00e0 l\u00e3i su\u1ea5t th\u1ef1c.<\/p>\n<p>\u2705 \u00d4n t\u1eadp gi\u00e1 tr\u1ecb th\u1eddi gian c\u1ee7a ti\u1ec1n.<\/p>\n<p>\u2705 H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 l\u1ea1m ph\u00e1t.<\/p>\n<p>\u2705 C\u1ee7ng c\u1ed1 nguy\u00ean nh\u00e2n v\u00e0 t\u00e1c \u0111\u1ed9ng c\u1ee7a l\u1ea1m ph\u00e1t.<\/p>\n<p>\u2705 \u00d4n t\u1eadp h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh.<\/p>\n<p>\u2705 H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7 v\u00e0 th\u1ecb tr\u01b0\u1eddng v\u1ed1n.<\/p>\n<p>\u2705 C\u1ee7ng c\u1ed1 vai tr\u00f2 trung gian t\u00e0i ch\u00ednh.<\/p>\n<p>\u2705 \u00d4n t\u1eadp ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i.<\/p>\n<p>\u2705 H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng.<\/p>\n<p>\u2705 C\u1ee7ng c\u1ed1 c\u00e1c c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/p>\n<p>\u2705 \u00d4n t\u1eadp c\u01a1 ch\u1ebf truy\u1ec1n d\u1eabn ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7.<\/p>\n<p>\u2705 H\u1ec7 th\u1ed1ng ki\u1ebfn th\u1ee9c v\u1ec1 t\u1ef7 gi\u00e1 v\u00e0 ngo\u1ea1i h\u1ed1i.<\/p>\n<p>\u2705 R\u00e8n k\u1ef9 n\u0103ng x\u1eed l\u00fd b\u00e0i t\u1eadp t\u00e0i ch\u00ednh \u2013 ti\u1ec1n t\u1ec7.<\/p>\n<p>\u2705 Ti\u1ebft ki\u1ec7m th\u1eddi gian t\u1ef1 t\u1ed5ng h\u1ee3p t\u00e0i li\u1ec7u.<\/p>\n<p>\u2705 H\u1ed7 tr\u1ee3 \u00f4n t\u1eadp, \u00f4n thi hi\u1ec7u qu\u1ea3.<\/p>\n<h2>T\u00e0i li\u1ec7u T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU ph\u00f9 h\u1ee3p v\u1edbi ai?<\/h2>\n<p>T\u00e0i li\u1ec7u ph\u00f9 h\u1ee3p v\u1edbi:<\/p>\n<ul>\n<li>Sinh vi\u00ean \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i.<\/li>\n<li>Sinh vi\u00ean \u0111ang h\u1ecdc m\u00f4n T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh T\u00e0i ch\u00ednh.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh Ng\u00e2n h\u00e0ng.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh Kinh t\u1ebf.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh K\u1ebf to\u00e1n.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh Qu\u1ea3n tr\u1ecb kinh doanh.<\/li>\n<li>Sinh vi\u00ean ng\u00e0nh Kinh doanh qu\u1ed1c t\u1ebf.<\/li>\n<li>Sinh vi\u00ean mu\u1ed1n c\u1ee7ng c\u1ed1 ki\u1ebfn th\u1ee9c t\u00e0i ch\u00ednh, ti\u1ec1n t\u1ec7 v\u00e0 ng\u00e2n h\u00e0ng.<\/li>\n<li>Sinh vi\u00ean c\u1ea7n luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi tr\u1eafc nghi\u1ec7m.<\/li>\n<li>Sinh vi\u00ean c\u1ea7n ki\u1ec3m tra v\u00e0 \u0111\u1ed1i chi\u1ebfu \u0111\u00e1p \u00e1n.<\/li>\n<li>Sinh vi\u00ean chu\u1ea9n b\u1ecb ki\u1ec3m tra gi\u1eefa k\u1ef3.<\/li>\n<li>Sinh vi\u00ean chu\u1ea9n b\u1ecb thi k\u1ebft th\u00fac h\u1ecdc ph\u1ea7n.<\/li>\n<li>Ng\u01b0\u1eddi h\u1ecdc c\u1ea7n t\u00e0i li\u1ec7u h\u1ed7 tr\u1ee3 \u00f4n t\u1eadp, \u00f4n thi hi\u1ec7u qu\u1ea3.<\/li>\n<\/ul>\n<h2>L\u01b0u \u00fd khi s\u1eed d\u1ee5ng t\u00e0i li\u1ec7u<\/h2>\n<p>T\u00e0i li\u1ec7u \u0111\u01b0\u1ee3c cung c\u1ea5p nh\u1eb1m h\u1ed7 tr\u1ee3 h\u1ecdc t\u1eadp, luy\u1ec7n t\u1eadp v\u00e0 \u00f4n thi.<\/p>\n<p>T\u00e0i li\u1ec7u \u0111\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m kh\u00f4ng thay th\u1ebf gi\u00e1o tr\u00ecnh, b\u00e0i gi\u1ea3ng, \u0111\u1ec1 c\u01b0\u01a1ng h\u1ecdc ph\u1ea7n ho\u1eb7c c\u00e1c t\u00e0i li\u1ec7u ch\u00ednh th\u1ee9c c\u1ee7a c\u01a1 s\u1edf \u0111\u00e0o t\u1ea1o.<\/p>\n<p>Ng\u01b0\u1eddi h\u1ecdc n\u00ean t\u1ef1 l\u00e0m c\u00e2u h\u1ecfi tr\u01b0\u1edbc khi xem \u0111\u00e1p \u00e1n v\u00e0 \u0111\u1ed1i chi\u1ebfu nh\u1eefng n\u1ed9i dung ch\u01b0a ch\u1eafc ch\u1eafn v\u1edbi gi\u00e1o tr\u00ecnh, b\u00e0i gi\u1ea3ng v\u00e0 t\u00e0i li\u1ec7u do gi\u1ea3ng vi\u00ean cung c\u1ea5p.<\/p>\n<p>Kh\u00f4ng n\u00ean ch\u1ec9 h\u1ecdc thu\u1ed9c \u0111\u00e1p \u00e1n. C\u00e1c n\u1ed9i dung v\u1ec1 cung ti\u1ec1n, s\u1ed1 nh\u00e2n ti\u1ec1n, l\u00e3i su\u1ea5t, gi\u00e1 tr\u1ecb th\u1eddi gian c\u1ee7a ti\u1ec1n, l\u1ea1m ph\u00e1t, tr\u00e1i phi\u1ebfu, ng\u00e2n h\u00e0ng, ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 t\u1ef7 gi\u00e1 c\u1ea7n \u0111\u01b0\u1ee3c k\u1ebft h\u1ee3p v\u1edbi b\u00e0i t\u1eadp t\u00ednh to\u00e1n, m\u00f4 h\u00ecnh v\u00e0 t\u00ecnh hu\u1ed1ng kinh t\u1ebf.<\/p>\n<p>C\u00f4ng th\u1ee9c, k\u00fd hi\u1ec7u, c\u00e1ch x\u00e1c \u0111\u1ecbnh kh\u1ed1i ti\u1ec1n, s\u1ed1 nh\u00e2n ti\u1ec1n, l\u00e3i su\u1ea5t th\u1ef1c, gi\u00e1 tr\u1ecb hi\u1ec7n t\u1ea1i, t\u1ef7 gi\u00e1 th\u1ef1c v\u00e0 c\u00e1c ch\u1ec9 ti\u00eau t\u00e0i ch\u00ednh c\u00f3 th\u1ec3 kh\u00e1c nhau t\u00f9y gi\u00e1o tr\u00ecnh ho\u1eb7c c\u00e1ch ti\u1ebfp c\u1eadn. V\u1edbi c\u00e2u h\u1ecfi t\u00ednh to\u00e1n, c\u1ea7n \u01b0u ti\u00ean c\u00f4ng th\u1ee9c v\u00e0 quy \u01b0\u1edbc \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng trong h\u1ecdc ph\u1ea7n.<\/p>\n<p>C\u00e1c m\u1ee9c l\u00e3i su\u1ea5t, t\u1ef7 gi\u00e1, t\u1ef7 l\u1ec7 d\u1ef1 tr\u1eef, c\u00f4ng c\u1ee5 \u0111i\u1ec1u h\u00e0nh, quy \u0111\u1ecbnh ng\u00e2n h\u00e0ng, ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 v\u00e0 d\u1eef li\u1ec7u th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 thay \u0111\u1ed5i theo th\u1eddi gian. Khi \u00e1p d\u1ee5ng v\u00e0o t\u00ecnh hu\u1ed1ng th\u1ef1c t\u1ebf c\u1ea7n ki\u1ec3m tra ngu\u1ed3n ch\u00ednh th\u1ee9c v\u00e0 d\u1eef li\u1ec7u hi\u1ec7n h\u00e0nh.<\/p>\n<p>N\u1ed9i dung t\u1ed5ng quan trong b\u00e0i gi\u1edbi thi\u1ec7u \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng theo ki\u1ebfn th\u1ee9c ph\u1ed5 bi\u1ebfn v\u1ec1 T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7, kh\u00f4ng \u0111\u01b0\u1ee3c coi l\u00e0 \u0111\u1ec1 c\u01b0\u01a1ng ch\u00ednh th\u1ee9c c\u1ee7a m\u1ed9t h\u1ecdc ph\u1ea7n c\u1ee5 th\u1ec3 t\u1ea1i \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i v\u00e0 kh\u00f4ng ph\u1ea3i t\u01b0 v\u1ea5n t\u00e0i ch\u00ednh, \u0111\u1ea7u t\u01b0, ch\u1ee9ng kho\u00e1n, ng\u00e2n h\u00e0ng ho\u1eb7c ngo\u1ea1i h\u1ed1i.<\/p>\n<h2>K\u1ebft lu\u1eadn v\u1ec1 T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU<\/h2>\n<p>T\u00e0i ch\u00ednh ti\u1ec1n t\u1ec7 VNU \u2013 \u0110\u00e1p \u00e1n tr\u1eafc nghi\u1ec7m \u0110\u1ea1i h\u1ecdc Qu\u1ed1c gia H\u00e0 N\u1ed9i (File DOCX 151 trang) l\u00e0 t\u00e0i li\u1ec7u h\u1ed7 tr\u1ee3 sinh vi\u00ean luy\u1ec7n t\u1eadp c\u00e2u h\u1ecfi, ki\u1ec3m tra \u0111\u00e1p \u00e1n, h\u1ec7 th\u1ed1ng h\u00f3a ki\u1ebfn th\u1ee9c v\u00e0 h\u1ed7 tr\u1ee3 \u00f4n t\u1eadp, \u00f4n thi hi\u1ec7u qu\u1ea3.<\/p>\n<p>T\u00e0i li\u1ec7u ph\u00f9 h\u1ee3p \u0111\u1ec3 r\u00e0 so\u00e1t c\u00e1c nh\u00f3m ki\u1ebfn th\u1ee9c nh\u01b0 b\u1ea3n ch\u1ea5t t\u00e0i ch\u00ednh, ti\u1ec1n t\u1ec7, ch\u1ee9c n\u0103ng c\u1ee7a ti\u1ec1n, kh\u1ed1i ti\u1ec1n, cung v\u00e0 c\u1ea7u ti\u1ec1n, c\u01a1 s\u1edf ti\u1ec1n t\u1ec7, s\u1ed1 nh\u00e2n ti\u1ec1n, t\u00edn d\u1ee5ng, l\u00e3i su\u1ea5t, l\u1ea1m ph\u00e1t, h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh, trung gian t\u00e0i ch\u00ednh, th\u1ecb tr\u01b0\u1eddng ti\u1ec1n t\u1ec7, th\u1ecb tr\u01b0\u1eddng v\u1ed1n, ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng, ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7, t\u1ef7 gi\u00e1 v\u00e0 th\u1ecb tr\u01b0\u1eddng ngo\u1ea1i h\u1ed1i.<\/p>\n<p>Vi\u1ec7c k\u1ebft h\u1ee3p t\u00e0i li\u1ec7u tr\u1eafc nghi\u1ec7m v\u1edbi gi\u00e1o tr\u00ecnh, b\u00e0i gi\u1ea3ng, \u0111\u1ec1 c\u01b0\u01a1ng h\u1ecdc ph\u1ea7n v\u00e0 c\u00e1c b\u00e0i t\u1eadp t\u00e0i ch\u00ednh \u2013 ti\u1ec1n t\u1ec7 gi\u00fap ng\u01b0\u1eddi h\u1ecdc hi\u1ec3u r\u00f5 h\u01a1n c\u01a1 ch\u1ebf v\u1eadn \u0111\u1ed9ng c\u1ee7a ti\u1ec1n, t\u00edn d\u1ee5ng v\u00e0 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh trong n\u1ec1n kinh t\u1ebf, h\u1ea1n ch\u1ebf vi\u1ec7c ch\u1ec9 ghi nh\u1edb \u0111\u00e1p \u00e1n m\u1ed9t c\u00e1ch m\u00e1y m\u00f3c.<\/p>\n<p>\ud83d\udc41 Xem tr\u01b0\u1edbc kho\u1ea3ng 20\u201330% n\u1ed9i dung.<\/p>\n<p>\ud83d\udcb3 Thanh to\u00e1n thu\u1eadn ti\u1ec7n qua VNPAY.<\/p>\n<p>\ud83d\udce5 Nh\u1eadn file DOCX \u0111\u1ea7y \u0111\u1ee7 151 trang sau khi thanh to\u00e1n th\u00e0nh c\u00f4ng.<\/p>"},"_links":{"self":[{"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/product\/8719","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/product"}],"about":[{"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/types\/product"}],"replies":[{"embeddable":true,"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/comments?post=8719"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/media\/8480"}],"wp:attachment":[{"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/media?parent=8719"}],"wp:term":[{"taxonomy":"product_brand","embeddable":true,"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/product_brand?post=8719"},{"taxonomy":"product_cat","embeddable":true,"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/product_cat?post=8719"},{"taxonomy":"product_tag","embeddable":true,"href":"https:\/\/docx247.com\/en\/wp-json\/wp\/v2\/product_tag?post=8719"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}